Rural and Agricultural Finance Programme

Implemented by the Ministry of Finance and Economic Planning, RAFiP works to provide poor rural people and smallholder farmers with improved access to financial services, technical assistance and risk management instruments.

By connecting farmers with rural finance institutions, the programme seeks to support and improve sustainable livelihoods for the most vulnerable segments of the rural population, particularly women and young people.

As key RAFiP partners, Ghana's rural microfinance institutions (MFIs) have demonstrated an ability to enhance their own performance and a willingness to support an inclusive rural finance environment. RAFiP promotes innovation in the microfinance sector, because it is vital that financial approaches, products and services be designed to address the specific needs of poor rural people.

RAFiP also supports Ghana's MFIs and the wider rural financial system by enhancing institutional performance, public outreach and client orientation. The programme thus strengthens agricultural value chains and provides smallholder farmers with an opportunity to maximize the productive potential of their lands.