The use of remittances and financial inclusion. A report by the International Fund for Agricultural Development and the World Bank Group to the G20 Global Partnership for Financial Inclusion This report provides an overview of the relevant general trends in leveraging remittances as a means to enhance financial inclusion, and it underscores the importance of
maximizing the economic impact of remittances towards sustainable development. It describes different migration patterns (domestic vs. international; circular settlement),
the segmentation of migrants according to region of destination or origin, and the related behaviours in the utilization of remittance services. It also defines an analytical framework for understanding the instrumental role of remittances as a means to foster financial inclusion. The main issues, policies, and interventions