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Research Series Issue 13 - Graduation models for rural financial inclusion
May 2017

Graduation out of chronic poverty has recently been receiving considerable attention by the global development community for its potential synergies with social protection, microfinance and livelihoods development approaches to poverty reduction.

This paper examines the evidence regarding the effectiveness of graduation strategies in reducing extreme poverty, with a focus on rural households, and proposes a new analytical framework to support future work on graduation as a learning and adaptation process in development practice.


Khalid El Harizi and Xinjia Yan


El Harizi, K., and Yan, X. 2017. “Graduation Models for Rural Financial Inclusion.” IFAD Research Series 13. Rome: IFAD