Tools and guidelines

With the mounting awareness of the unmet demand for youth financial services and the growing evidence that serving young people is viable, there is also a need to assess and document the implications for rural areas. This toolkit on Youth Access to Rural Finance aims to contribute to filling that gap.
The Lessons Learned and How To Do Note on this topic provide IFAD country programme managers, project design teams and implementing partners with insights and key guidance on designing and offering appropriate financial services for rural youth. The toolkit on Youth Access to Rural Finance synthesizes best practices and offers examples from around the world.  

Although there have been improvements in YFS access, youth are still lagging significantly behind adults in being able to access financial tools. Across high- and low-income countries, young people are less likely than adults to have a formal account. There are even starker differences related to a country’s income level, with 21 per cent of youth in low-income economies having a formal account compared with 61 per cent in upper-middle-income economies (Demirguc-Kunt et al., 2013). 

Even with this data, determining the exact extent of youth access to financial services can be complicated because there is a lack of consistent data and definitions on youth (see Box 3). The lack of data is more limited for rural areas.
While there is some analysis of the urban-rural gap in access to financial services, with those living in cities significantly more likely to have an account than rural residents (Klapper, 2012), there are currently no comprehensive studies with disaggregated data for rural youth.

In 1977, IFAD made improving “the nutritional level of the poorest populations in developing countries” one of the principal objectives of its founding agreement. Since then, governments, civil society and development organizations also have come to recognize the central importance of nutrition – which comprises undernutrition, micronutrient deficiencies and overweight – to development.

 

Water is of fundamental importance to human development, the environment and the economy. Access to water and water security is paramount to improving food security, incomes and livelihoods of rural communities. Reliable access to water remains a major constraint for millions of poor farmers, mostly those
in rainfed areas, but also those involved in irrigated agriculture. Climate change and the resulting changing rainfall patterns pose a threat to many more farmers, who risk losing water security and slipping back into the poverty trap.The need, therefore, to strengthen the communities’ capacity to adopt and disseminate agricultural water management technologies cannot be overemphasized.

IFAD has achieved significant results in promoting innovative gender mainstreaming and pro-poor approaches and processes in its operations, making this an area of IFAD’s comparative advantage. 

In 2013, IFAD commissioned a study to analyse project management arrangements for market‑oriented smallholder agriculture. As IFAD adapts to the changing development discourse, the organization has focused increasingly on improving Project Management Unit (PMU) arrangements in order to provide more effective and expanded management and technical skills. This review was undertaken to evaluate the effectiveness of PMUs and their alignment with the Paris Declaration principles, as well as to identify lessons or frameworks to guide future project management and implementation arrangements. It investigated five case studies drawn from different regions and types of projects.  

Equitable access to land and tenure security for IFAD’s target groups are essential for rural development and poverty eradication. Tenure security influences the extent to which farmers are prepared to invest in improvements in production and land management. 

Interventions to be scaled-up are in this note are: (i) Recognition and recording of multiple and sometimes overlapping rights in community-level land use, watershed management, territorial, rangeland and forest management planning processes; (ii) Registration of land ownership and use rights; (iii) Equitable land access; (iv) Land conflict resolution and access to judiciary and legal aid and; (v) Civic education and public awareness-raising.