Tamil Nadu Women’s Development Project

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Tamil Nadu Women's Development Project

Tamil Nadu Women’s Development Project


Women were the exclusive target of this IFAD-initiated project, and they passed the benefits on to their families in terms of improved living conditions. The project introduced microfinance schemes as the principal tool for empowering women through income-generating activities.

The promotion of dynamic, cohesive women’s groups was a major component of the project. The formation of federations of groups was a key to sustainability. Repayment rates for revolving credit were good, and women were eventually able to obtain credit from formal sources. More than half of the loans were used to finance livestock activities. Participating women gained confidence and awareness.

Through collective action, groups were able to negotiate and obtain improved services and access to drinking water, electricity, health care and education. The project demonstrated that loans based on group collateral can be commercially viable.

Source: IFAD

Status: Closed
Approval Date
26 April 1989
1989 - 1998
Credit and Financial Services
Total Project Cost
US$ 30.6 million
IFAD Financing
US$ 17 million
Co-financiers (Domestic)
Domestic Financing Institutions US$ 9.1 million
National Government US$ 4.5 million
Financing terms
Highly Concessional
Project ID

Project design reports

Supervision and implementation support documents

Environmental and social impact assessment

Final environmental and social management framework

Interim (mid-term) review report

Resettlement action framework

PCR digest

Special study

Project list

Audit and Financial Statements

Project completion report