Credit and Financial Services: Tejaswini Rural Women's Empowerment Programme

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Tejaswini Rural Women's Empowerment Programme

This programme focuses on women’s development, building on lessons learned from earlier projects that demonstrated women’s self-help groups are an effective means of improving the living conditions of poor households. It ensures that poor rural women have a wider range of opportunities and support and strengthens women’s self-help groups and provides access to financial services.

The project improves income generation by developing participants’ skills, and providing market and policy support. It increases women’s access to functional literacy and labour-saving infrastructure, and boosts their participation in local governance. It also supports government policies that empower women.

The total cost is US$223.7 million, including an IFAD loan of US$54.4 million. The project will directly benefit 1,120,000 households.

Status: Closed
Approval Date
13 December 2005
2005 - 2018
Credit and Financial Services
Total Project Cost
US$ 228.16 million
IFAD Financing
US$ 54.45 million
Co-financiers (Domestic)
Domestic Financing Institutions US$ 142.31 million
National Government US$ 12.56 million
Beneficiaries additional financing US$ 1.82 million
Local Government (additional) US$ 2.44 million
Beneficiaries US$ 13.94 million
Financing terms
Highly Concessional
Project ID
Project Contact
Rasha Ms Omar

Project design reports

Environmental and social impact assessment

Final environmental and social management framework

Interim (mid-term) review report

Resettlement action framework

PCR digest

Special study

Project list

Audit and Financial Statements

Project completion report




India: Radiant Women

June 2020 - VIDEO
"Tejaswini" means “a woman who is radiant”. And the one million Indian women who are part of the Tejaswini Rural Women’s Empowerment Programme, are indeed radiant.

India - economic and social empowerment for one million women

March 2020 - NEWS
Ahead of International Women’s Day on 8 March, IFAD has highlighted the role community organizations have played in empowering one million women to fully participate in economic, political and social life in the western Indian state of Maharashtra.

Head of UN rural development agency in India to boost efforts to eradicate poverty

October 2019 - NEWS
Gilbert F. Houngbo, President of IFAD, will meet with government leaders in India this week to strengthen joint efforts to boost farmers’ incomes and build sustainable food systems, and review project activities that have already empowered more than one million rural women.

The power of self-help: how women in India are achieving economic, social and political empowerment

March 2017 - STORY
Women from more than 246,000 households have taken steps to change their lives by becoming part of the IFAD-supported Tejaswini Rural Women’s Empowerment Programme in the Indian State of Madhya Pradesh.

Sowing the seeds of progress – one woman’s story

March 2017 - STORY
Rekha Pandram, 34, is a Gond woman who has transformed the lives of more than 7,500 women and their families across 40 villages in the Dindori district of Madhya Pradesh, India.