Tools and guidelines

The business plan of an FO is a document providing information on how the FO intends to organize and implement activities so that it is profitable and can succeed. It is an essential tool for the planning, managing and running of a business. It clarifies the operational and financial objectives of a business and contains the detailed plans and budgets showing how the objectives are to be achieved. It may also contain background information about the organization that is attempting to reach those goals.

Rural development in Gabon depends largely on growth in the agro-sylvo-pastoral subsector, but the development of the country’s agricultural potential remains incipient. The various strategies adopted by the Government since independence have not succeeded in revitalizing the sector. Currently the agriculture sector employs about 40 per cent of the country’s rural population, although it contributes just 5 per cent of GDP and represents just 0.7 per cent of the government budget. Agricultural land occupies 20 per cent (5.2 million hectares) of the country’s territory, contrasting with the small share of sector activity taking place on less than 10 per cent of arable land. The rural population, which accounted for 20 per cent of the Gabonese people in 2000, is falling steadily as the urban population grows, and represented just 13 per cent of the population in 2013.

​With populations growing, fast emerging middle classes are demanding quality produce, luxury goods (tobacco, alcohol) and animal proteins, and there is pressure on domestic agricultural production to meet these needs. 

The purpose of this publication is to provide IFAD CPMs, MFIs, and all technical and financial partners with a methodological tool that will facilitate efficient implementation of the institutional transformation or regrouping processes of microfinance institutions, especially those that serve rural populations – processes that a priori are highly complex.