Recursos

This document is intended to aid delivery channels, microfinance providers in particular, in working with insurance companies to develop successful microinsurance products for the low-income market. 

A systematic new-product development process is crucial to the success of microinsurance products for many reasons, including: Saving money – by maximizing the potential for product success; Saving management and staff time – by ensuring, within reason, that the product has market demand, and by working out staff and systems issues early in the process, when it is easier and cheaper to make changes; Generating goodwill in one’s market – by offering products that will not have to be withdrawn or substantially altered once they are offered throughout the market. The process outlined in this manual will help microinsurance developers create successful microinsurance products. ‘Success’ means meeting the needs of the three major parties in the microinsurance relationship: low-income policyholders, the insurer and delivery channels.

This manual is intended as an aid to microinsurance institutions. It presents a technique called ‘process mapping’ that can support institutions in self-analysis by assisting them in understanding, developing and improving business processes. Although the concepts presented may be used for many types of projects and processes, this manual was specifically developed as a supplement to Microinsurance product development for microfinance providers (McCord 2012).

The manual describes how a process map can be drawn, analysed and adapted for the microinsurance sector. It offers practical guidance about which processes to concentrate on, and guides the reader through the task of improving these processes, first on paper and then in practice. For more information please click on the link below.

The paper highlights the issues arising from the Global Gathering of Women Pastoralists (2010) which brought together over 100 women from herding communities across 32 different countries to discuss the challenges faced by pastoralist women and girls, and their potential opportunities.

It aims to support development practitioners in planning specific interventions and mainstreaming issues that potentially affect pastoralist women into the implementation stages of development initiatives. 

The paper is part of the IFAD Livestock Thematic Papers on Livestock and Pastoralists and Gender and Livestock, which offer an in-depth view of the broader context.

This Thematic Paper is part of a toolkit for development practitioners, created to support the design of appropriate livestock development interventions. It has been developed to assess existing synergies between livestock and the renewable energy sector and consider the potential benefits that could arise from their interactions, such as mitigation of greenhouse gas emissions, environmental preservation (soil restoration), and availability of clean, affordable and reliable energy sources (e.g. biogas). 

The paper is divided into two sections. The first part looks at the livestock’s potential as a renewable energy source. Through, for example, the use of cost-effective technologies such as biogas systems that can stem methane emissions from livestock manure by recovering the gas and using it as an energy source in alternative to wood/charcoal or fossil fuel. 

The second part, given the climate change scenario, considers viable applications of Renewable Energy Technologies (RETs) addressed for small-scale farmers and livestock keepers at different levels of the value chain that can provide multifunctional benefits for households, community and environment. 

What does gender equality look like? Gender equality exists where women and men have equal access to opportunities and services, equal control over resources, and an equal say in decisions at all levels. 

Evidence demonstrates that where gender equality is greater, there is higher economic growth and a better quality of life for all.

Agriculture is a thirsty business, with irrigation alone accounting for about 70 per cent of freshwater withdrawals. 

Meeting demand from a world population expected to top 9 billion people by 2050 will require a 10 per cent increase in water for agricultural use. 

Enormous efforts will be needed to reduce water demand and improve water use efficiency.