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Toolkit: Youth Access to Rural Finance

mayo 2015
With the mounting awareness of the unmet demand for youth financial services and the growing evidence that serving young people is viable, there is also a need to assess and document the implications for rural areas. This toolkit on Youth Access to Rural Finance aims to contribute to filling that gap. The Lessons Learned and How To Do Note on this topic provide IFAD country programme managers, project design teams and implementing partners with insights and key guidance on designing and offering appropriate financial services for rural youth. The toolkit on Youth Access to Rural Finance synthesizes best practices and offers examples from around the world.

Lessons learned: Youth Access to Rural Finance

mayo 2015
Although there have been improvements in YFS access, youth are still lagging significantly behind adults in being able to access financial tools. Across high- and low-income countries, young people are less likely than adults to have a formal account. There are even starker differences related to a country’s income level, with 21 per cent of youth in low-income economies having a formal account compared with 61 per cent in upper-middle-income economies (Demirguc-Kunt et al., 2013). Even with this data, determining the exact extent of youth access to financial services can be complicated because there is a lack of consistent data and definitions on youth (see Box 3). The lack of data is more limited for rural areas. While there is some analysis of the urban-rural gap in access to financial services, with those living in cities significantly more likely to have an account than rural residents (Klapper, 2012), there are currently no comprehensive studies with disaggregated data for rural youth.

Una agricultura y un desarrollo rural que tienen en cuenta la nutrición

mayo 2015
En 1977 el FIDA incluyó la mejora del “nivel de nutrición de las poblaciones más pobres de los países en desarrollo” entre los principales objetivos de su Convenio Constitutivo. Desde entonces, los gobiernos, la sociedad civil y las organizaciones de desarrollo también han acabado reconociendo la importancia fundamental de la nutrición —que comprende la desnutrición, las carencias de micronutrientes y el sobrepeso— para el desarrollo. La nutrición no es solamente un resultado del crecimiento económico, sino que, al mejorar el capital humano, es también un insumo esencial para el desarrollo económico y social.

PARM Result Factsheet May 2015

mayo 2015
Since its inception in December 2013, PARM has worked for a better management of risks in agriculture in developing countries, considered as a main constraint to improve farmers’ livelihoods.

How to do note: Youth access to rural finance

mayo 2015
IFAD’s mission is to invest in rural people, with the objective of overcoming poverty. Young people have increasingly become a priority target for IFAD as part of the agency’s fight against rural poverty (IFAD, 2014a).

ASAP Lesotho factsheet

mayo 2015
Lesotho ranks 158 out of 186 in the UNDP Human Development Index. Poverty is rife, and it is concentrated in the rural areas of the country, with the greatest incidence in the mountain areas. Lesotho's rural economy is dominated by livestock production. Lesotho's chief export is directly related to this livestock, that of wool and mohair production. Lesotho is the second largest global producer of mohair, and this counts towards a large percentage of the country 's Gross Domestic Product (GDP). Only high quality wool and mohair can be exported, and this is dependent on the quality and health of the livestock. The main factor in raising high quality livestock is maintaining healthy rangelands.

ASAP Chad factsheet

mayo 2015
Climate change is exacerbating natural resource degradation and reducing the potential of productive lands. For example, rural farmers have to contend with climate shocks such as drought, rainfall deficits, floods and locust invasions. These shocks are reducing yields and making the cropping seasons hard to predict for traditional farmers. Traditional resilience strategies are no longer as effective as they were and the lean season is becoming more challenging to smallholder farmers.

Nota sobre ampliación de escala: Gestión del agua para uso agrícola

mayo 2015
El agua tiene una importancia fundamental para el desarrollo humano, el medio ambiente y la economía. El acceso al agua y la seguridad hídrica son primordiales para mejorar la seguridad alimentaria, los ingresos y los medios de vida de las comunidades rurales. La falta de acceso seguro a los recursos hídricos es una gran limitación para millones de agricultores pobres, principalmente los que habitan en zonas de secano, pero también aquellos que realizan una agricultura de regadío. El cambio climático y los cambios que ocasiona en los patrones de las precipitaciones representan una amenaza para muchos otros agricultores, quienes se encuentran en riesgo de perder la seguridad hídrica y caer nuevamente en la trampa de la pobreza. Por lo tanto, es preciso insistir en la necesidad de fortalecer la capacidad de las comunidades para adoptar y difundir las tecnologías de gestión del agua para uso agrícola.

Investing in rural people in Cuba

abril 2015
IFAD recently resumed operations in Cuba after more than 20 years. The official launch of the Cooperative Rural Development Project in the Oriental Region (PRODECOR) took place on 30 October 2014. Given the challenges the agricultural sector faces, IFAD is in a position to serve as one of the country’s strategic partners, contributing to the ongoing modernization process. Cooperatives in Cuba are key actors in ensuring food security, as they represent 80 per cent of the country’s agricultural production. The Government of Cuba has expressed interest in re-establishing the partnership with IFAD with a view to modernizing agriculture. This will be achieved mainly through developing non-state smallholder farmer business cooperatives. In this respect, IFAD is well placed to provide technical assistance through its projects to increase the physical, human, social and environmental assets of cooperatives.

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