Outils et directives

Le présent document donne un aperçu général des technologies et pratiques permettant aux rurales de gagner du temps et de diminuer leur charge de travail domestique, ainsi que les avantages qui en découlent. Des exemples tirés de projets appuyés par le FIDA sont également fournis.

This note describes the land tenure issues faced by pastoralists and how IFAD has dealt with some of these through its programmes and projects.

Recent advances in technology and telecommunications have the potential to make financial services more accessible and affordable for smallholder households in rural areas. With digital platforms such as mobile phones, smallholders can now use financial services without having to visit a bank branch. 

Les Notes pratiques sont des outils qui servent à concevoir et à exécuter des projets en tenant compte des meilleures pratiques observées sur le terrain. Elles serviront de mode d’emploi aux équipes afin d’appliquer certaines recommandations relatives aux politiques opérationnelles du FIDA, aux exigences des cycles de projets, et aux outils de financement. 

Advances in digital technology and telecommunications are presenting new financial inclusion opportunities for smallholder farmers in rural areas.1 A growing number of payments, savings, credit and insurance products can be delivered digitally to address the financial needs of smallholder households. Smallholders
can especially benefit from mobile phone platforms, which offer immediate, safe access to government subsidies, cash transfers and remittances. The messaging features of mobile phones can complement digital financial services (DFSs) by offering timely information on weather conditions, farming tips, market
prices and potential buyers, which can help increase farming yields and profitability.

Recent advances in technology and increasing penetration of telecommunication systems into rural areas have the potential to make financial services more accessible to smallholder households. Mobile telephony and data networks, coupled with agent networks, can enable the use of digital payments and savings and
provide a platform for credit and insurance, without smallholders having to visit a bank branch. Mobile phones can also bridge information asymmetries by offering weather forecasts and real-time market prices, which can improve the ability of farmers to prepare and respond to inclement weather and price fluctuations.

Cette note aidera les équipes de conception et de supervision des projets du FIDA à améliorer les indicateurs de S-E des projets filière