Recursos

Despite the progress made in the microfinance sector, its expansion has been hindered in large measure by institutional and financial impediments. This situation has led some institutions to embark on an institutionalization, institutional transformation, or regrouping process to overcome the obstacles in their path.

Microfinance institutions (MFI) take various forms these days, among them: projects, credit union or village banking networks, savings and credit cooperatives and mutual institutions, associations, capital companies, etc.

The 2016 Rural Development Report focuses on inclusive rural transformation as a central element of the global efforts to eliminate poverty and hunger, and build inclusive and sustainable societies for all. It analyses global, regional and national pathways of rural transformation, and suggests four categories into which most countries and regions fall, each with distinct objectives for rural development strategies to promote inclusive rural transformation: to adapt, to amplify, to accelerate, and a combination of them.

Most of the world’s 1.2 billion very poor people live in precarious conditions, without the security of reliable income, shelter or food. Being able to save, receive, pay or borrow small amounts of money can make a big difference to their lives.

Since the introduction of a comprehensive set of economic reforms known as Đôi Mói (renovation) in 1986, Viet Nam’s economy has sustained strong economic growth. Over the last 20 years, GDP growth has averaged 7.2 per cent per annum, resulting in rapid poverty reduction. 

Since initiating its first project in the country in 1980, IFAD has provided a total of US$116.2 million in financing through eight loans and three grants for programmes and projects with a total cost of US$251.9 million. The investment has benefited 513,500 households. Operations were suspended during the civil war and resumed after it ended in 2002.

At that time, IFAD and the African Development Bank established a joint programme coordination unit to facilitate the management and increase the cost-effectiveness of operations in agriculture and the rural sector.

El FIDA, prestando especial atención a las necesidades de grupos desfavorecidos tales como las mujeres, los jóvenes y los pueblos indígenas, fortalece las capacidades de las organizaciones rurales para ayudar a los pequeños agricultores a desarrollar negocios
rurales rentables, así como herramientas y estrategias que mejoran su capacidad de enfrentarse a los desafíos que plantea el cambio climático.

Para lograr este objetivo, el FIDA, en colaboración con el Gobierno de Bolivia, diseña programas cuyo objetivo es desarrollar las capacidades técnicas y de negocio de las organizaciones rurales. Estos programas aportan innovaciones tecnológicas que agregan valor a los productos agrícolas, mejorando su calidad y ayudando a los pequeños agricultores a ser más competitivos.

Además, las operaciones financiadas por el FIDA fomentan el desarrollo de empresas conjuntas público-privadas que ayudan a los pequeños productores a acceder a los mercados y a las cadenas de valor.

Remittances are the traditional means of financial support to family members back home.  This infographic illustrates the global flow of remittances.

Los últimos adelantos de la tecnología y las telecomunicaciones tienen el potencial de hacer que los servicios financieros sean más accesibles y asequibles para los hogares de los pequeños agricultores de las zonas rurales. Gracias a plataformas digitales como los teléfonos móviles, los pequeños productores pueden ahora utilizar los servicios financieros sin tener que acudir a una sucursal bancaria.