Knowledge

Un des enjeux majeurs auquel l’humanité sera confrontée au cours de ce nouveau millénaire, est sans conteste la gestion durable des ressources en eau face aux demandes pressantes d’une population sans cesse croissante. 

Over 50 experts from more than 20 countries convened in Salzburg, Austria, in November 2011 for a special Dialogue for Action meeting entitled Transforming Agricultural Development and Production in Africa: Closing Gender Gaps and Empowering Rural Women in Policy and Practice. Designed to accelerate rural and agricultural development in Africa, the meeting focused on investment in women.

It was organized by the Salzburg Global Seminar (SGS) with support from the United Nations International Fund for Agricultural Development (IFAD)/Belgian Fund for Food Security (BFFS) Joint Programme. This report aims to reflect the complexity of the discussions that took place during the event and the outcome of those discussions.

In parts of Kenya, local communities have been empowered to take control of their own development. The success of the project rests on community involvement
and mobilization of local financial, natural and human resources.

This document is intended to aid delivery channels, microfinance providers in particular, in working with insurance companies to develop successful microinsurance products for the low-income market. 

A systematic new-product development process is crucial to the success of microinsurance products for many reasons, including: Saving money – by maximizing the potential for product success; Saving management and staff time – by ensuring, within reason, that the product has market demand, and by working out staff and systems issues early in the process, when it is easier and cheaper to make changes; Generating goodwill in one’s market – by offering products that will not have to be withdrawn or substantially altered once they are offered throughout the market. The process outlined in this manual will help microinsurance developers create successful microinsurance products. ‘Success’ means meeting the needs of the three major parties in the microinsurance relationship: low-income policyholders, the insurer and delivery channels.