Savoirs

Transparent performance reporting is a key requirement for effective resultsbased management of IFAD rural finance interventions. Better reporting, tracking and management have benefits throughout the entire IFAD project cycle, from design to implementation and learning from performance data, and for actors at different levels: partner financial service providers (FSPs); programme coordination units (PCUs); government policymakers; and IFAD decision makers and managers.

The goal of this initiative was to contribute to establishing an inclusive financial system that meets the needs of the rural poor by supporting the growth of healthy microfinance markets and microfinance service providers. Underpinning this goal is the notion that timely and credible information is critical to the functioning of markets.

The Netherlands, with its dynamic private sector and renowned research institutions, provides know-how, technology and financing to the partnership. IFAD contributes its wealth of experience in supporting development of small-scale agriculture and rural livelihoods, while acting as a catalyst for investment from other donors and governments. The strength of this partnership is demonstrated by the growing support provided by the Netherlands to IFAD-supported initiatives. It is underpinned by increasing alignment between Dutch development priorities and IFAD’s mandate.

At a time when world attention is seized with the crises of migration and forced displacement, conflict, environmental degradation and climate change, FAO and IFAD are keenly aware that development must treat the underlying causes of desperation, inequality, and unsustainable ways of living on the planet.
FAO and IFAD have a shared vision, backed by technical expertise, which looks to the structural, longer-term causes of the scourges the world now aims to eradicate. Together and independently, our practices are geared toward providing sustainable solutions to food insecurity and lasting exits from the poverty trap. Together we are reaching marginalized and forgotten people who have too often been overlooked in development efforts.

Le but de la présente publication est de mettre à la disposition des chargés de programme de pays (CPP) du FIDA, des IMF et de tous les partenaires techniques et financiers, un outil méthodologique permettant de conduire avec efficacité les processus de transformation institutionnelle ou de regroupement d’IMF – en particulier celles ayant vocation à servir les populations rurales – qui sont a priori très complexes.

L’expansion du secteur de la microfinance, en dépit des progrès enregistrés, a été entravée notamment par des obstacles tant de nature institutionnelle que financière. Cette situation a conduit certaines institutions à s’engager dans des processus d’institutionnalisation, de transformation institutionnelle ou de regroupement pour faire face aux enjeux auxquels elles sont confrontées.

De nos jours, les institutions de microfinance (IMF) se présentent sous diverses formes: projets, réseaux de caisses ou de banques villageoises, institutions coopératives et mutualistes d’épargne et de crédit, associations, sociétés de capitaux, etc. 

Les Notes pratiques sont des outils qui servent à concevoir et à exécuter des projets en tenant compte des meilleures pratiques observées sur le terrain. Elles serviront de mode d’emploi aux équipes afin d’appliquer certaines recommandations relatives aux politiques opérationnelles du FIDA, aux exigences des cycles de projets, et aux outils de financement.