Savoirs

The SAFIN Annual Progress Report 2023 captures the network’s achievements in fostering collaboration with the agricultural finance ecosystem, sharing market intelligence, advocating for small businesses and farmers, and building regional partnerships.

Ce dossier présente les résultats et les enseignements tirés de la première phase du programme d'assurance pour la résilience rurale et le développement économique (INSURED).

IFAD’s INSURED programme has been working with partners in Indonesia to improve the availability of climate risk insurance that enables farmers to strengthen their resilience. 

INSURED est un programme d'assistance technique qui vise à développer l'assurance contre les risques climatiques dans le portefeuille du FIDA.

L’inflation galopante enregistrée en 2022 a exacerbé les difficultés financières des entreprises intermédiaires des filières agricoles.

Ce rapport analyse l’univers des prestataires de technologies agricoles et financières qui révolutionnent l’accès aux financements en Afrique orientale et australe, et étudie leur capacité à devenir commercialement viables et à assurer un impact à large échelle.

This paper focuses primarily on climate resilience in the agriculture sector. If proven successful, this can be replicated in other resilience sectors such as water, forests and urban development to address shocks beyond climate. 

This briefing note summarizes the fiscal and financial instruments the public sector can use to support climate-smart small-scale farming. The overall focus is on using limited public funds more efficiently and amplifying impacts.

IFAD's unique investing position serves as a starting point for a discussion on how it might scale up and support gender-based responses for adaptation and mitigation to climate change.

Climate and conflict are linked, and this briefing note summarizes the evidence about the relationship between the two, what role climate finance can play in mitigating their risks, and where policy recommendations can be made to address the vulnerabilities created by both.

L’absence de données fiables sur les risques constitue l’un des principaux défis liés à la création d’assurances sur le bétail dans les marchés émergents. Cette note d’information sur la boîte à outils en matière d’assurance présente les activités menées en Géorgie et les enseignements qui en ont été tirés.

Ce dossier d’information présente les avantages de la participation communautaire aux initiatives d’assurance indicielle et la logique derrière ce processus, en s’appuyant sur l’exemple d’un projet pilote mis en œuvre dans une zone rurale d’Éthiopie.

Plateforme pour les envois de fonds, les investissements et l’entrepreneuriat des migrants en Afrique.

Comprendre la demande du marché est une étape clé du processus consistant à élaborer des solutions qui répondent aux besoins des populations rurales pauvres en matière de gestion des risques, en particulier d’assurance. 

Ce document donne un aperçu des enseignements tirés du projet « Accès à plus grande échelle des jeunes ruraux à des services financiers inclusifs en faveur de l’entrepreneuriat et de l’emploi » mené au Kenya, en Ouganda, au Rwanda et au Burundi. 

This report examines the factors that have contributed to the resilience of remittances during the pandemic.

This study takes stock of these experiences in an effort to contribute to building up the evidence base to help inform the future strategy and design of similar programmatic interventions.

IFAD and Slow Food share a vision of supporting small-scale, diversified production and consumption mechanisms that focus on improving the marketing of local products. 

Lessons from a quick review of the diverse and varied financial schemes designed for, accessed by and used by poor smallholders and other rural stakeholders in IFAD’s project portfolio in West and Central Africa over the decade leading up to 2020.

Prototyping aims to gather direct feedback on the solution and the wider insurance scheme, incorporate changes before pilot testing, and make any additional adjustments before the official roll-out.

This Inclusive Financial Services (IFS) stocktaking exercise assesses IFAD’s capacity to deliver IFS and addresses rural poor market development needs both historically and looking forward within the context of emerging opportunities and challenges.

This report compiles experiences and lessons shared in a Live Talks series on Risk Management for Agri-SME Finance between September and December 2020. 

This report documents the results achieved from the work among all SAFIN partners.

What risks and challenges do small-scale producers of oilseeds in Uganda face, and could agricultural insurance help them manage and mitigate those risks?

Cette étude explique le rôle des envois de fonds dans la gestion des risques agricoles.

Dans un monde en mutation rapide, l'agriculture est au cœur du développement durable. Au cours de la décennie qu’il  nous reste pour atteindre les objectifs de développement durable des Nations Unies, le monde va devoir faire face à un certain nombre de risques, mais les perspectives qui s’ouvrent à nous sont tout aussi nombreuses (Rapport disponible uniquement en langue anglaise)

This case study examines a pilot initiative carried out by the IFAD-supported FIER project in Mali, together with the Babyloan crowdfunding platform, to leverage diaspora remittances abroad as a way to support rural entrepreneurship in the home country. 

Le Fonds d'investissement pour l'entrepreneuriat agricole (ou Fonds ABC) investit dans les petits exploitants agricoles et les PME rurales des pays en développement afin de soutenir des chaînes de valeur agricoles durables et inclusives.

 

This study analyses inclusive finance and rural youth through cutting-age research with new insights and approaches that have emerged over the years in the field. 

This manual discusses the strategy, lessons learned and recommendations of Atikha in scaling up initiatives in mobilizing migrant resources towards agriculture development in the country. 

This study is an analysis of what drives cofinancing in IFAD-supported programmes/projects, covering 20 years of data from 559 projects in 109 countries.

Since 1979, IFAD has worked with the Government of Sudan to develop structural reforms that tackle the roots of poverty. IFAD has continued to support rural people in Sudan through investment projects focusing on sustainable resource management, value-chain development and support to farmer organizations. 

Le Niger, pays enclavé, couvre une superficie de 1 267 000 km² du Sahel au nord du Nigéria. Avec un taux de pauvreté de 48,9% et un revenu par habitant de 420 USD, le Niger est l’un des pays les plus pauvres du monde. En 2015, l’indicateur du développement humain du Programme des Nations Unies a placé le Niger au 188^e rang.

The Asia and the Pacific region includes the world’s fastest growing and most dynamic countries and is a key driver of growth in the world economy.

This programme, also known as FinServAccess, aimed to enhance access to sustainable rural financial services for smallholder producers and
agroentrepreneurs, so they are better equipped to face emerging challenges and benefit from new opportunities.

In the context of population growth, increasing inequality and natural resource depletion, universal access to energy – specifically to renewable energy (RE) – now has high importance on political agendas. 

Access to affordable, reliable and sustainable energy is often associated with economic development and considered vital to alleviating extreme poverty (World Bank, 2018). Yet access to clean sources of energy is still a challenge for many smallholder farmers, their families and rural entrepreneurs.

The toolkit focuses on end-user finance for renewable energy technologies for rural households, smallholder farmers, and rural micro, small and medium enterprises.

This paper aims to identify the main drivers of poverty reduction in Malawi. Using an augmented poverty decomposition methodology, it explores in what way the different farm and non-farm economic activities contribute to poverty reduction and income growth. 

The Outreach Project was implemented in selected African countries (Gambia, Mozambique, and Tanzania) and aimed to improve the financia inclusion strategies of ongoing IFAD-funded operations by transferring and adapting innovative solutions, tools and methodologies previously tested in various countries of the Latin America and the Caribbean (LAC) region.

​RemitSCOPE, a new website portal, is designed to provide data, analyses and remittancemarket1 profiles on individual countries or areas. In coordination with the Global Forum on Remittances, Investment and Development 2018, RemitSCOPE is being launched to provide market profiles for 50 countries or areas in the Asia and the Pacific region.

The additional four regions will be included gradually: Africa, Latin America and the Caribbean, Europe, and Near East and the Caucasus. RemitSCOPE intends to address the fast-changing market realities in the remittance industry in order to help bring together the goals of remittance families, as clients, and the strategies of the private-sector service providers. RemitSCOPE is designed as a free, one-stop shop that is available to any organization or entity interested in accessing all relevant public information on remittances.  

The overall goal of the grant funding was to strengthen the capacity of development practitioners in developing countries to identify, design and
implement more effective interventions aimed at increasing access to rural and agricultural finance.

The Women’s Empowerment in Agriculture Index (WEAI) can be a useful tool to measure the empowerment, agency and inclusion of women in the agriculture sector. However, computing the WEAI in its current form involves large data requirements, resulting in lengthy surveys with several questions on various dimensions and indicators within each dimension. This paper proposes a reduced version of the WEAI, or the R-WEAI, and examines two possible approaches to reduce the data requirements while ensuring comparability to the full WEAI.

Cash transfer and agricultural support programmes are both used to improve nutrition outcomes in developing countries. This paper examines previous reviews of the impact of these programmes and compares the evidence between the two. The paper finds that, although there are about the same number of programmes of each type, many more papers have been written about the cash transfer programmes than the agricultural programmes. While evidence suggests that both programme types improved the quality of food consumption, the paper concludes that both types show weak evidence of improvements in anthropometric outcomes.

Sur les 450 milliards d’USD de fonds que les travailleurs migrants envoient chaque année chez eux, dans les pays en développement, entre 30% et 40% sont destinés aux zones
rurales. Au départ de la chaîne migratoire, les personnes quittent le milieu rural pour aller chercher ailleurs le travail qu’elles ne trouvent pas près de chez elles. Les institutions de
microfinancement (IMF) sont particulièrement à même de répondre aux besoins des destinataires des envois de fonds, et de réinvestir les fonds excédentaires de façon à offrir de meilleures perspectives à la communauté locale.

Ces vingt dernières années, la coopération Sud-Sud (CSS) a acquis une véritable reconnaissance comme cadre important de collaboration entre pays en développement (pays du “monde du Sud“) dans différents domaines politiques, économiques, sociaux, culturels, environnementaux et techniques.

Index insurance has a role to play in agricultural development and risk management, yet it faces operational and technical challenges to reach scale and sustainability. Data are a key challenge and were the focus of the project “Improving Agricultural Risk Management in Sub-Saharan Africa: Remote Sensing for Index Insurance”. Limited availability, accessibility, quantity and poor quality of data on the ground are some of the primary technical constraints preventing scale-up and sustainability of index insurance. Without sufficient quality data, either it is impossible to design products for some areas and countries, or products that are designed can become unreliable, not compensating when they should. These inconsistencies intensify vulnerability, lead to distrust of insurance, and ultimately have an impact on demand. This publication details the project, which investigated overcoming issues with ground data by using remote sensing data for index insurance. It describes the different remote sensing options and opportunities available for index insurance, but it also recommends further investment in research and development, supplementary ground data and capacity-building going forward. 

The International Fund for Agricultural Development (IFAD) and the International Food Policy Research Institute (IFPRI) were both created in response to the food crises of the 1970s. We have worked together for more than 20 years to catalyze agricultural and rural development and improve food security in Africa, Asia, and Latin America.

IFAD and IFPRI have strengthened the productivity and resilience of smallholder farmers and other rural people, with a particular focus on helping expand their access to innovative local farming methods, climate change mitigation and adaptation technologies and financing, and more profitable markets.

To further promote rural development and transformation, IFAD and IFPRI have built cutting-edge information systems and tools that deliver sound data and analyses to governments, donors, farmer organizations, and other stakeholders. As a result, the two organizations have fostered evidence-based policy making and investments that promote agricultural growth and rural development.

Le présent rapport fournit des données et une analyse des envois de fonds et de l’évolution des migrations dans les pays en développement au cours de la dernière décennie et examine également la contribution potentielle des familles qui reçoivent des fonds à la réalisation des ODD d’ici 2030.

Les 15 et 16 juin 2017, à l’occasion de la Journée internationale des transferts d’argent familiaux, plus de 350 acteurs des secteurs public et privé se sont réunis au Siège des Nations Unies, à New York, pour participer à la cinquième édition du Forum mondial sur les transferts d’argent, l’investissement et le développement (GFRID 2017). Les participants ont eu l’occasion de débattre des défis et opportunités liés au marché des transferts d’argent, de présenter des approches innovantes et plusieurs modèles d’affaires éprouvés, en centrant leurs discussions sur le rôle des transferts d’argent et des investissements réalisés par les migrants dans la réalisation des Objectifs de développement durable (ODD) à l’horizon 2030.

The programme, referred to as the Strengthening Rural Institutions (SRI) project, was implemented by the World Agroforestry Centre (ICRAF) Eastern and Southern Africa Region from 2011 to 2014. The project aimed to bring about a sustainable rural transformation process by strengthening the “institutional infrastructure” for integrated natural resource management, food security and poverty alleviation in Kenya, Tanzania and Uganda. 

The project’s main goal was to support grassroots organizations to meaningfully participate in governance processes where their livelihoods and well-being, and the environment, are at stake, with an emphasis on enabling poor rural households to aggregate, mobilize and access rural services.

This paper provides an overview of concepts, issues and research on the relationship between financial inclusion and inclusive rural transformation.

It demonstrates how changing demand for financial services, innovations in rural finance, and different investment strategies affect the interplay of supply and demand.

This paper analyses how different types of social protection interventions affect rural livelihoods. It examines how these interventions can help rural transformation by increasing productivity and asks how they can influence inclusiveness.

Using country-level evidence, it suggests that the effectiveness of social protection depends upon specific contexts and combinations of interventions, and asks what this means for building policy. 

During the period covered by the project, the landscape of global microfinance was deeply modified and “the game has changed”. On the one hand, the saturation of the market has led to over-indebtedness of very poor clients, scandals and systemic crises that have swept the whole sector in some prominent countries. On the other hand, it has been difficult for the industry to demonstrate tangible impact and, therefore, show that it has delivered against its promises of lifting hundreds of millions of very poor people out of poverty.

In this challenging context, the project aimed to help unlock the economic potential in sub-Saharan Africa, by promoting the growth of existing financial intermediaries that serve rural areas (rural financial institutions, RFIs) so that local entrepreneurs could take advantage of new opportunities to be more productive and more competitive, and improve their living conditions sustainably.

The purpose of this guide is to provide some generic steps and principles to be followed when setting up institutional arrangements for the management and implementation of IFAD projects.

The programme supported innovation funds working directly with communities to scale up approaches in Bangladesh, Ethiopia, Ghana, Lao People’s Democratic Republic, Uganda and Viet Nam.

IFAD’s strategy in Nicaragua supports the efforts of farmers’ organizations and the government to increase inclusive growth in the agricultural sector as a vehicle for reducing poverty, generating employment and improving family food consumption, as well as contributing to sustainability and the replication of good practices. The strategic objectives centre on:
• Inclusion. Access is facilitated to assets, markets and income-generating activities, and job opportunities increase.
• Productivity. Labour productivity is increased through incentives that facilitate access to information, technology and technical and financial services.
• Sustainability. Environmental, fiscal and institutional sustainability are improved.

Ce rapport met l’accent sur les Opérateurs Postaux Nationaux (OPN) africains en tant que canaux de distribution, parmi de nombreux autres, dans le secteur des transferts d’argent et des services financiers. Il entend fournir au lecteur des informations précises sur le positionnement actuel des bureaux de poste sur le marché africain des transferts d’argent et sur leur rôle dans l’inclusion financière, et exposer ce qui peut être fait pour tirer profit des actifs et des ressources du secteur public afin d’améliorer la compétitivité et de faire progresser l’inclusion financière.

La deuxième Conférence Africaine sur les transferts d’argent et les réseaux postaux a été organisée dans le cadre de l’Initiative relative aux services financiers postaux en Afrique (APFSI), un programme régional conjoint mis en œuvre par le Mécanisme de financement pour l’envoi de fonds (MFEF) du Fonds international pour le développement agricole (FIDA), en collaboration avec la Banque mondiale, l’Union postale universelle (UPU), l’Institut mondial des caisses d’épargne / le Groupement européen des caisses d’épargne (IMCE/GECE) et le Fonds d’équipement des Nations Unies (FENU).

​With populations growing, fast emerging middle classes are demanding quality produce, luxury goods (tobacco, alcohol) and animal proteins, and there is pressure on domestic agricultural production to meet these needs. 

Sharing a vision: Partnership between the Netherlands and the International Fund for Agricultural Development A joint goal: Investing in rural people, contributing to global development Rural areas of poor countries are facing both new and continuing challenges. Among these are the world’s burgeoning population, volatile food prices, environmental degradation, climate change, diversion of farmland, declining public financing and inefficient production and trade chains. Food security and rural development, therefore, are among the top priorities of the Dutch development agenda and central to IFAD’s mandate. Over the coming decades, market oriented smallholder agriculture will be crucial to fulfilling the growing demand for food and related goods and services. It will also be fundamental to raising incomes of poor people, 70 per cent of whom live in rural areas, and protecting the environment. A shared desire to
support smallholder farmers in creating this future is at the heart of the partnership between the Netherlands and IFAD.

This paper challenges current thinking on the connection between rural transformation and food security & nutrition. It advocates that improving rural and structural transformation has a positive cyclical effect upon communities by improving food availability, access, supplies and utilization which in turn improves the health and education of communities. 

Using evidence from across the developing world, the paper creates a policy agenda to maximise potential for smallholder farming to transform local economies.

Le but de la présente publication est de mettre à la disposition des chargés de programme de pays (CPP) du FIDA, des IMF et de tous les partenaires techniques et financiers, un outil méthodologique permettant de conduire avec efficacité les processus de transformation institutionnelle ou de regroupement d’IMF – en particulier celles ayant vocation à servir les populations rurales – qui sont a priori très complexes.

L’expansion du secteur de la microfinance, en dépit des progrès enregistrés, a été entravée notamment par des obstacles tant de nature institutionnelle que financière. Cette situation a conduit certaines institutions à s’engager dans des processus d’institutionnalisation, de transformation institutionnelle ou de regroupement pour faire face aux enjeux auxquels elles sont confrontées.

De nos jours, les institutions de microfinance (IMF) se présentent sous diverses formes: projets, réseaux de caisses ou de banques villageoises, institutions coopératives et mutualistes d’épargne et de crédit, associations, sociétés de capitaux, etc. 

The 2016 Rural Development Report focuses on inclusive rural transformation as a central element of the global efforts to eliminate poverty and hunger, and build inclusive and sustainable societies for all. It analyses global, regional and national pathways of rural transformation, and suggests four categories into which most countries and regions fall, each with distinct objectives for rural development strategies to promote inclusive rural transformation: to adapt, to amplify, to accelerate, and a combination of them.

Most of the world’s 1.2 billion very poor people live in precarious conditions, without the security of reliable income, shelter or food. Being able to save, receive, pay or borrow small amounts of money can make a big difference to their lives.

Since the introduction of a comprehensive set of economic reforms known as Đôi Mói (renovation) in 1986, Viet Nam’s economy has sustained strong economic growth. Over the last 20 years, GDP growth has averaged 7.2 per cent per annum, resulting in rapid poverty reduction. 

Since initiating its first project in the country in 1980, IFAD has provided a total of US$116.2 million in financing through eight loans and three grants for programmes and projects with a total cost of US$251.9 million. The investment has benefited 513,500 households. Operations were suspended during the civil war and resumed after it ended in 2002.

At that time, IFAD and the African Development Bank established a joint programme coordination unit to facilitate the management and increase the cost-effectiveness of operations in agriculture and the rural sector.

IFAD, paying special attention to the needs of disadvantaged groups such as women, youth and indigenous peoples, focuses on strengthening the capacities of rural organizations to assist smallholder farmers in developing profitable rural businesses and tools and strategies to help cope with the challenges posed by climate change.

To achieve this goal, IFAD, in partnership with the Government of Bolivia, designs programmes to develop the technical and business skills of rural organizations, introducing technological innovations to add value to agricultural products by improving their quality and helping smallholder producers to be more competitive.
Furthermore, IFAD-funded operations facilitate the development of public-private joint ventures that help smallholder producers to gain access to markets and value chains.

Remittances are the traditional means of financial support to family members back home.  This infographic illustrates the global flow of remittances.

Recent advances in technology and telecommunications have the potential to make financial services more accessible and affordable for smallholder households in rural areas. With digital platforms such as mobile phones, smallholders can now use financial services without having to visit a bank branch. 

Advances in digital technology and telecommunications are presenting new financial inclusion opportunities for smallholder farmers in rural areas.1 A growing number of payments, savings, credit and insurance products can be delivered digitally to address the financial needs of smallholder households. Smallholders
can especially benefit from mobile phone platforms, which offer immediate, safe access to government subsidies, cash transfers and remittances. The messaging features of mobile phones can complement digital financial services (DFSs) by offering timely information on weather conditions, farming tips, market
prices and potential buyers, which can help increase farming yields and profitability.

Recent advances in technology and increasing penetration of telecommunication systems into rural areas have the potential to make financial services more accessible to smallholder households. Mobile telephony and data networks, coupled with agent networks, can enable the use of digital payments and savings and
provide a platform for credit and insurance, without smallholders having to visit a bank branch. Mobile phones can also bridge information asymmetries by offering weather forecasts and real-time market prices, which can improve the ability of farmers to prepare and respond to inclement weather and price fluctuations.

L’objectif de développement n’est pas de créer de la richesse en tant que telle, ou au profit de quelques-uns, mais plutôt de bâtir des sociétés mieux à même de favoriser la cohésion. Pour ouvrir aux populations la voie de la prospérité – ou de la survie après une catastrophe –, il faut planifier et investir, tant dans la sphère publique que privée.

Chaque année, les membres de la diaspora mondiale envoient plus de 450 milliards d’USD à leurs familles restées dans des pays en développement. Grâce à ces envois de fonds, qui favorisent les investissements, le tourisme, les échanges, les actions philanthropiques, les transferts de savoirs et les relations transfrontières, les diasporas jouent un rôle essentiel dans le développement de leurs pays d’origine. Selon les estimations, la part des envois de fonds utilisée à des fins agricoles dans les zones rurales est relativement modeste – jusqu’à 5 pour cent du montant total – mais représente cependant quatre fois l’aide publique au développement (APD) mondiale allouée à l’agriculture.

This paper by Adinda Van Hemelrijck and Irene Guijt explores how impact evaluation can live up to standards broader  than statistical rigour in ways that address challenges of complexity and enable stakeholders to engage  meaningfully. A Participatory Impact Assessment and Learning.

Approach (PIALA) was piloted to assess and debate the impacts on rural poverty of two government programmes  in Vietnam and Ghana funded by the International Fund for Agricultural Development (IFAD).

This report proceeds from the Global Forum on Remittances and Development held in Milan, Italy in 2015.

IFAD has to report to its Members States on the total number of rural people lifted out of poverty1. The government programmes it funds, however, are implemented in complex ways and environments that challenge mainstream evaluation practice. The challenge for IFAD and its co- implementing and co-funding partners, moreover, is not just to rigorously assess impact but also to understand the processes generating impact in order to realize its ambitious targets (IFAD, 2011). Albeit a strong emphasis on quantitative measurement, there is a need for impact evaluation that fosters learning and responsibility.

This document presents the findings from the impact evaluation of the Root & Tuber Improvement and Marketing Program (RTIMP) in Ghana. The program was executed by the Ministry of Food and Agriculture (MoFA), Government of Ghana (GoG) from 2007 until end of 2014, and co-financed by the International Fund for Agricultural Development (IFAD) for a total amount of US$ 18.83 million.

The African Forum for Agricultural Advisory Services (AFAAS) goal is to increase use of improved knowledge and technologies by agricultural value chain actors through efficient, effective and synergistic linkages and partnerships between Agricultural Extension and Advisory Services (AEAS) of member Countries to improve the delivery of these services to farmers.

The enabling rural transformation and grassroots institutional building for sustainable land management and increased incomes and food security, referred to as the Strengthening Rural Institutions (SRI) project was undertaken by the World Agroforestry Centre (ICRAF) Eastern and Southern Africa Region since 2011.

IFAD has acquired considerable experience during its three decades of partnership with the country. It has contributed directly and indirectly to the mobilization of resources aimed at removing structural obstacles to the development of rural poor people. This has been achieved through the active involvement of, and coordination with, family farmers, indigenous peoples, rural youth organizations, government, international cooperation agencies, civil society and, more recently, the private sector.

IFAD-funded projects mainly support family farmers and entrepreneurs in municipalities in which poverty is prevalent. Activities have also helped to address needs arising after the end of the 12-year internal armed conflict and the 2001 post-earthquake reconstruction process.

Today more people live in cities than ever before, but we still depend on  rural areas for our food. In the developing world, up to 80 per cent of food
is produced on small farms that are usually family-run. Yet it’s also true that 70 per cent of the world’s poorest people live in rural areas, where the lack
of opportunity is forcing many young rural people to leave their homes in search of work in overcrowded cities or abroad.

Rapport du Fonds international de développement agricole et du Groupe Banque mondiale pour le Partenariat mondial du G20 pour l’inclusion financière

L’importance des transferts d’argent en provenance et à destination de l’Afrique, qui ont franchi le seuil des 60 milliards d’USD et continuent de croître rapidement, commence légitimement à attirer l’attention au niveau mondial. 

IFAD uses highly concessional loans in an innovative way in the Republic of Macedonia, the Republic of Armenia and the Republic of Moldova. Low-cost refinancing capital makes rural investments attractive and profitable for formal financial institutions and reduces rural poverty by stimulating economic growth.

In the past seven years, IFAD has successfully used refinancing facilities in economies in transition to stimulate investments on farms and in rural processing companies. The facilities have refinanced projects for a total value of over US$50 million in the Republic of Moldova, the Republic of Macedonia and the Republic of Armenia, with an excellent recovery performance. Refinancing operations have proved to be a viable alternative to established modes of financing rural investments through lines of credit and microfinance. And they have encouraged financial institutions to expand their rural networks and start investing in agro-projects from their own funds. 

Despite strong and sustained economic growth over the past two decades, and a considerable reduction in national poverty rates, poverty in rural LaoPeople’s Democratic Republic (PDR) affects 30 per cent of the population. IFAD’s engagement in Lao PDR is guided by a country strategy that focuses on three primary goals: improved community-based access to, and management of, land and natural resources; improved access to advisory services and inputs for sustainable, adaptive and integrated farming systems; and improved access to markets for selected products.

Mexico is an upper-middle-income country with numerous policy initiatives aimed at addressing poverty and improving the well-being of both rural andurban populations. However, the country suffers from low productivity, low levels of GDP growth, and persistent poverty. Poverty is especially high in rural regions: in 2012, as much as 61 per cent of the rural population was categorized as poor (compared with 45 per cent of the total population) after little change over the past two decades.

Tajikistan is the poorest of the former Soviet republics, and 77 per cent of its population lives in rural areas. Rural livelihoods typically depend on subsistence farming, livestock and remittances, with livestock ownership being a key component in income generation and diversification. In poor and remote agroecological regions the production of angora (which is processed into mohair) and cashgora goats often represents the only source of livelihood, particularly for poorer households. However, since the collapse of the Soviet Union, the sector has been constrained by the absence of goat breeding programmes, the limited harvesting and processing skills of small producers, and the lack of access to high-value markets. These factors have had direct impacts on the incomes of poor rural households, and particularly women, in Tajikistan.

Cooperatives play a significant role in the economies of the five countries of EAC. There are more than 30,000 registered cooperatives in the region and the movement employs – directly or indirectly – more than 15 million people. About half of these cooperatives are related to agriculture. Savings and credit cooperatives are also becoming increasingly popular in the region.

This publication is the result of a fruitful and close partnership between the Turkish Ministry of Food, Agriculture and Livestock (MFAL), both at state and provincial levels, and the International Fund for Agricultural Development (IFAD).

Les conclusions de ce rapport s’appuient sur une série d’études et d’enquêtes commandées par le Fonds international de développement agricole (FIDA) et sur des analyses menées par le FIDA à partir de données de la Banque mondiale. Les membres du Mécanisme de financement pour l’envoi de fonds, administré par le FIDA ont contribué au financement de ce rapport, notamment la Commission européenne, le Gouvernement luxembourgeois, le Ministère espagnol des affaires étrangères et de la coopération, la Direction du développement et de la coopération de la Confédération suisse et le Fonds d’équipement des Nations Unies.

With the mounting awareness of the unmet demand for youth financial services and the growing evidence that serving young people is viable, there is also a need to assess and document the implications for rural areas. This toolkit on Youth Access to Rural Finance aims to contribute to filling that gap.
The Lessons Learned and How To Do Note on this topic provide IFAD country programme managers, project design teams and implementing partners with insights and key guidance on designing and offering appropriate financial services for rural youth. The toolkit on Youth Access to Rural Finance synthesizes best practices and offers examples from around the world.  

Although there have been improvements in YFS access, youth are still lagging significantly behind adults in being able to access financial tools. Across high- and low-income countries, young people are less likely than adults to have a formal account. There are even starker differences related to a country’s income level, with 21 per cent of youth in low-income economies having a formal account compared with 61 per cent in upper-middle-income economies (Demirguc-Kunt et al., 2013). 

Even with this data, determining the exact extent of youth access to financial services can be complicated because there is a lack of consistent data and definitions on youth (see Box 3). The lack of data is more limited for rural areas.
While there is some analysis of the urban-rural gap in access to financial services, with those living in cities significantly more likely to have an account than rural residents (Klapper, 2012), there are currently no comprehensive studies with disaggregated data for rural youth.

Depuis son lancement en décembre 2013, PARM oeuvre en faveur d'une meilleure gestion des risques agricoles (GRA) dans les pays en développement, condition essentielle de l’amélioration des moyens d’existence des agriculteurs. 

​IFAD’s mission is to invest in rural people, with the objective of overcoming poverty. Young people have increasingly become a priority target for IFAD as part of the agency’s fight against rural poverty (IFAD, 2014a).

IFAD recently resumed operations in Cuba after more than 20 years. The official launch of the Cooperative Rural Development Project in the Oriental Region (PRODECOR) took place on 30 October 2014.
Given the challenges the agricultural sector faces, IFAD is in a position to serve as one of the country’s strategic partners, contributing to the ongoing modernization process.
Cooperatives in Cuba are key actors in ensuring food security, as they represent 80 per cent of the country’s agricultural production. The Government of Cuba has expressed interest in re-establishing the partnership with IFAD with a view to modernizing agriculture.
This will be achieved mainly through developing non-state smallholder farmer business cooperatives. In this respect, IFAD is well placed to provide technical assistance through its projects to increase the physical, human, social and environmental assets of cooperatives.

In Jordan, the success of a project co-funded by IFAD largely rested on how quickly rural women were able to learn about borrowing money and setting up and running their own small enterprises.

Somalia’s poverty and food security situation remains critical after years of conflict and natural disasters. Since the 1980s, IFAD has supported nine programmes in the country for a total of US$140 million.
There is currently no country strategic opportunities programme for Somalia.

However, the strategic objectives of IFAD interventions in Somalia can be summarized as follows:
• Increase incomes and food security by supporting agriculture and related activities, improving access to water, sanitation and health care, strengthening the natural resource base and building rural financial services;
• Identify and promote pro-poor investment mechanisms in rural areas for dissemination, replication and scaling up; and
• Build the capacity of the diaspora and promote the transformation of people in the diaspora into agents of development through remittances – the portion of their earnings that migrants outside the country send home.

In 2013, IFAD commissioned a study to analyse project management arrangements for market‑oriented smallholder agriculture. As IFAD adapts to the changing development discourse, the organization has focused increasingly on improving Project Management Unit (PMU) arrangements in order to provide more effective and expanded management and technical skills. This review was undertaken to evaluate the effectiveness of PMUs and their alignment with the Paris Declaration principles, as well as to identify lessons or frameworks to guide future project management and implementation arrangements. It investigated five case studies drawn from different regions and types of projects.  

Fort de l’action menée en près de quarante ans dans plus de 70 pays et grâce aux fonds investis dans des initiatives de finance rurale, soit globalement plus de 1,1 milliard d’USD, le FIDA est riche d’une expérience aux multiples facettes et peut compter sur un réseau mondial de partenaires qui travaillent aux frontières de l'innovation et sur des centaines de prestataires de tout ordre prêts à répondre aux besoins financiers des ménages ruraux pauvres qui constituent leur clientèle. La plupart des trois milliards de personnes qui vivent en milieu rural subsistent encore aujourd’hui avec moins de deux dollars par jour. Les défis que représentent les chocs économiques, les pénuries alimentaires et le changement climatique pèsent sur les populations pauvres de manière disproportionnée. En règle générale, les ménages ruraux pauvres n’ont pas accès aux facilités offertes par le secteur financier officiel.

L’avantage comparatif du FIDA réside dans son expérience de travail au niveau local, dans sa compréhension des contraintes auxquelles sont confrontées les populations rurales pauvres, y compris les plus vulnérables, et dans sa capacité à envisager des approches du développement socioéconomique sans exclusive. Le soutien aux organisations rurales de petits exploitants, en vue de favoriser l’autonomisation des ruraux pauvres, fait partie des éléments clés de l'approche du développement adoptée par le FIDA. Les organisations de petits exploitants, lorsqu’elles sont fortes, ouvertes à tous et qu’elles bénéficient d’une large assise, représentent des partenaires importants pour les gouvernements, les ONG, les donateurs et les acteurs du secteur privé à la recherche de nouveaux marchés.

This note highlights the lessons learned in supporting smallholder institutions and organizations. 

This How To Do Note guides design and country teams in conducting an initial analysis of organizations and their capacity development needs at the project design stage. It provides a conceptual framework and practical suggestions and tools to help practitioners systematically collate and summarize information captured during design missions. 

Dans un grand nombre de pays en développement,
le changement climatique fait peser une menace sur la
base de ressources naturelles. Il accélère la dégradation
des écosystèmes et rend l’agriculture plus aléatoire.
Par conséquent, les petits exploitants, qui jouent un
rôle essentiel pour la sécurité alimentaire mondiale,
sont confrontés à des conditions météorologiques
plus extrêmes. Les petits agriculteurs subissent de
façon plus immédiate l’impact des sécheresses, des
inondations et des tempêtes, mais ils sont en outre
touchés progressivement par les effets du changement
climatique, comme le stress hydrique dont souffrent
les cultures et le bétail, l’érosion des côtes due à
l’élévation du niveau de la mer et les infestations
imprévisibles de ravageurs.

Under the 9th  Replenishment, IFAD committed to moving 80 million rural people out of poverty cumulative from 2010 onwards to 2015, and conducting 30 rigorous impact assessments. Hence the urgent need for appropriate methodologies for impact assessment. To respond to this need, a few piloting initiatives have been launched, one of which is the Improved Learning Initiative (ILI) 2. This  initiative  aims  to  develop  a  potentially  scalable  Participatory  Impact  Assessment  and Learning Approach (PIALA) that can help IFAD and its partners collaboratively assess, explain and debate its contributions to rural poverty impact. The PIALA design and piloting is funded by IFAD’s DFID-financed Innovation Mainstreaming Initiative (IMI) and BMGF’s Measurement, Learning and Evaluation Unit in the Agricultural Development Program; and with important contributions from IFAD’s Country Program Offices and partners in the pilot countries (Vietnam and Ghana), and its Strategy & Knowledge Management and Program Management Departments.

This report proceeds from the Global Forum on Remittances held in Bangkok, Thailand in 2013.

The purpose of this Guide is to support institutional and organizational analysis and strengthening (IOA/S) for design and implementation of programmes and projects.
The Guide is designed to be a practical, hands-on set of directions to those needing to answer the following questions: “how to go about doing institutional and organizational analysis? And once I’ve done it, how do I go about using this analysis to promote sustainable institutions and organizations?”

This is intended as a user-friendly Guide, the use of which could help identify strategic partners and key areas for intervention at COSOP level; to deepen the COSOP analysis at the design stage by generating interventions that support sustainable institutions and organizations, and progress
at implementation stage should be easier to monitor and evaluate effectively. 

La ligne de crédit est un prêt consenti à une institution financière participante, qui en rétrocède le produit à ses clients sous forme de prêts assortis d’intérêts. 

Le présent document met en lumière l'expérience du FIDA et de certains de ses partenaires dans le domaine des produits, des services, des méthodes et des approches liés aux FGP. Il aidera le chargé de programme de pays (CPP) du FIDA à mettre en oeuvre les bonnes pratiques basées sur des données factuelles, qui peuvent apporter une contribution à cet axe thématique du FIDA.

La présente brochure met en lumière les raisons justifiant l'utilisation des FGP et examine les différents types d'accords de garantie ainsi que leurs forces, leurs faiblesses et les possibilités qu'ils offrent. Elle résume en outre l'expérience acquise au niveau mondial en matière de FGP. Elle a été rédigée à partir de consultations et d'études sur dossier guidées par les documents sur la Politique du FIDA en matière de finance rurale (2009) et les Outils décisionnels du FIDA en matière de finance rurale (2010). 

Pour réduire la pauvreté, l'un des outils essentiels consiste à ouvrir l'accès au système financier pour ceux qui en sont exclus. Les organisations financières à assise communautaire (community-based financial organizations – CBFO) sont souvent les seules structures disponibles pour fournir aux ruraux pauvres les services financiers essentiels, surtout dans les zones éloignées dépourvues d'infrastructures. 

 Le présent document examine les ICP et les AFP au niveau des institutions financières partenaires. Dans ce contexte, des objectifs clés de performance figurent dans différents documents, tels que plans stratégiques, plans d'activité et, éventuellement, budgets à différents niveaux. En outre, ils peuvent constituer un important instrument d'appui à la gestion fondée sur les résultats.

This How To Do Note highlights the philosophy and rationale for LOCs, focusing on different types of LOC arrangements, as well as their strengths, weaknesses and opportunities. It summarizes global experience with LOCs in order to clearly outline when they should and should not be used. It presents practical aspects of specific approaches, methodologies and models that have been tested and can be recommended for
implementation and scaling up. 

This Lessons Learned note provides practical suggestions and guidelines to CPMs and the country programme management to help them design and implement programmes and projects. 

The purpose of this guidance is to provide CPMTs with some observations based on lessons learned from IFAD and other donors’ projects, as well as from the World Bank Operations Evaluation Department (OED 2006) LOC review that may help in the design of LOCs. 

This How To Do Note helps design teams to improve their understanding of different types of community-based financial organizations and the support structures they need to best serve remote poor rural communities.

This note provides an overview on Loan Guarantee Funds highlighting the main issues, challenges, opportunities and benefits.

La desserte des zones rurales reculées n'intéresse pas les banques du secteur formel, du fait de l'absence d'économies d'échelle, de coûts de transaction élevés et de la conviction que les ruraux pauvres n e constituent pas un marché viable. Les organisations financières à assise communautaire (community-based financial organizations – CBFO) sont souvent les seules structures disponibles pour fournir aux ruraux pauvres les services financiers de base, surtout dans les zones dépourvues des infrastructures élémentaires. 

This note provides an overview on key performance indicators and performance-based agreements highlighting the main issues, challenges, opportunities and benefits.

This note provides an overview on lines of credit illustrating the the key issues and the main challenges, opportunities and benefits.

Key performance indicators (KPIs) can be used in an IFAD-sponsored project to measure performance in a
regular and consistent manner. This note discusses the use of KPIs as well as the challenges associated with it. This discussion is followed by a review of the lessons learned by IFAD and other organizations, and concludes with strategic recommendations for follow-up.

Matching grants (MGs) are used increasingly by multilateral and bilateral institutions, including the International Fund for Agricultural Development (IFAD) and the World Bank, to cofinance productive assets and investments. Although confined initially to investments with clear public good characteristics, their use has spread. They finance a broad array of assets and productivity-enhancing technologies for groups, companies and individuals, benefiting the private sector directly with clear private goods characteristics. MGs are used as a short-term financing instrument to promote diffusion of technologies and enable target groups to carry out productivity-enhancing investments, compensating for the limited availability and high costs of term finance. At times, MGs incorporate a “crowding in” mechanism to attract financiers by sharing the risks and increasing the effective collateral value of the asset being financed. They are also used to support innovations that, by their nature, are more risky and less likely to attract loan finance. Despite their appeal as a relatively simple instrument to address access to finance constraints in the short run, there are several risks, which can limit their effectiveness and impact. When poorly designed and poorly implemented, MGs can distort and crowd out private and public investments. 

The results of the studies highlighted the importance of agriculture as an economic activity to the reproduction of such units all over the continent, and showed that specialized family farmers are the largest group in relation to the total. Moreover, we verified the function of rural residency and the combination of activities and income sources as an important feature of all the countries studied.

This Focus Note introduces some recent developments in this rapidly changing space. The featured case studies (i) identify traditional pain points in serving smallholder farmers (such as the cost and risk of making payments to farmers and delivering subsidized credit), (ii) discuss how DFS are being used to overcome these pain points, and (iii) highlight some initial obstacles and successes.

The objective of this Annual Progress Report is to review the activities of the Platform for Agricultural Risk Management (PARM) during its first year of life or, more precisely, thirteen months since its launch in December 2013.

In 2014, Kenya was newly classified as a lower-middle-income country, with financial services and infrastructure expected to drive growth of 5 to 6 percent annually over the next five years. At the same time, the country is still in protracted crisis, with recurrent natural disasters, conflict, severe drought and hunger affecting livelihoods. Overall, about 10 million Kenyans suffer from chronic food insecurity and poor nutrition. Recurring drought means that a larger number of people in a growing population are unable to meet their food needs. Good seasons between droughts are increasingly rare, making it difficult for households to recover from crisis to crisis. Severe land degradation, primarily caused by deforestation, unsuitable agricultural practices and flooding, has had a negative impact on agricultural production.

L’objectif final de ce Guide de l’utilisateur et du Tableur Excel qui l’accompagne est de faire du MPAT un outil réellement libre et accessible à tous, afin que toute institution ou agence, quelle que soit son échelle, puisse mettre en œuvre son propre MPAT sans appui externe. Depuis la publication en 2009 de la version “bêta», nous nous sommes employés à mettre à jour et à améliorer la méthodologie du MPAT en intégrant les commentaires et les leçons apprises par d’autres utilisateurs en y incorporant les résultats de nos propres tests itératifs au Bangladesh et au Mozambique. Au cours des pages suivantes, nous expliquerons qu’est-ce MPAT, comment il fonctionne et de quelle façon il est utilisé en fournissant étape par étape des instructions, des documents et d’autres sources de formation.

The Multidimensional Poverty Assessment Tool provides data that can inform all levels of decisionmaking by providing a clearer understanding of rural poverty at the household and village level. As a result, MPAT can significantly strengthen the planning, design, monitoring and evaluation of a project, and thereby contribute to rural poverty reduction.

Following an inclusive consultation and negotiation process, which involved more than 70 countries, international organizations, and representatives of the civil society and the private sector, the Voluntary Guidelines on the Responsible Governance of Tenure of Land, Fisheries and Forests in the Context of National Food Security (VGs) were officially endorsed by the Committee on World Food Security on 11 May 2012. The VGs set out principles, technical recommendations and practices for improving the governance of tenure of land, fisheries and forests. They promote secure tenure rights and equitable access to these resources as a means of eradicating hunger and poverty, supporting sustainable development and protecting the environment. They give recommendations to countries and to other key actors, who are strongly encouraged to adopt and use them on a voluntary basis.

Annexes (Volume 2) of the Partnership in Progress: 2012-2013.

Depuis 1981, le FIDA a financé 12 projets et programmes au Burkina Faso pour un montant total de 158,6 millions de dollars des États-Unis. 

Le présent rapport constitue, de la part du FIDA, la plus complète des tentatives visant à dresser un bilan des différentes expériences de collaboration avec les OP et à recenser les tendances régionales qui émergent.

Cette démarche offre un point de départ pour la reproduction à plus grande échelle des approches réussies et leur élargissement à d'autres pays et d'autres contextes. Le rapport analyse les modalités du partenariat en cours pendant la période 2012-2013, et met en lumière les expériences réussies et les réalisations observées dans les programmes - pays du FIDA et dans son portefeuille de dons.

Le rapport s’appuie sur les résultats d'une enquête réalisée auprès des chargés de programme pays du FIDA, d'entretiens avec des membres concernés du personnel du FIDA et d'une étude sur dossier approfondie de documents concernant des projets en cours et de nouveaux projets, ainsi que certains dons régionaux et programmes - pays.

Le présent rapport constitue, de la part du FIDA, la plus complète des tentatives visant à dresser un bilan des différentes expériences de collaboration avec les OP et à recenser les tendances régionales qui émergent.

Cette démarche offre un point de départ pour la reproduction à plus grande échelle des approches réussies et leur élargissement à d'autres pays et d'autres contextes. Le rapport analyse les modalités du partenariat en cours pendant la période 2012-2013, et met en lumière les expériences réussies et les réalisations observées dans les programmes - pays du FIDA et dans son portefeuille de dons.

e rapport s’appuie sur les résultats d'une enquête réalisée auprès des c argés de programme pays du FIDA, d'entretiens avec des membres concernés du personnel du FIDA et d'une étude sur dossier approfondie de documents concernant des projets en cours et de nouveaux projets, ainsi que certains dons régionaux et programmes - pays.

En la actualidad Latinoamérica presenta diferentes retos para promover el desarrollo rural de sus comunidades, combatir la escasez de agua y garantizar su seguridad alimentaria. En los últimos años, México ha sufrido una serie de eventos hidrometeorológicos que han generado graves daños sociales y económicos que requieren de importantes inversiones para permitir a las regiones afectadas regresar a su condición habitual. Esto ha hecho evidente la gran vulnerabilidad del país así como la importancia que juega la capacidad de adaptación de la nación o en otras palabras, la resiliencia del país.

IFAD has committed US$71.4 million in loans to Jordan since 1981 to support agricultural development and reduce rural poverty. The funds have been used in six agricultural development programmes and projects with a total value of US$189.3 million. 

The Government of Jordan and project participants have contributed US$63.2 million. The programmes and
projects are designed by IFAD in collaboration with rural people, the government and other partners. They address poverty through promotion of sustainable natural resource management, particularly water and soil conservation. A seventh project is being designed.

Le monde d’aujourd’hui est plein de paradoxes, parfois grotesques – ainsi, 870 millions de personnes souffrent de la faim alors qu’un tiers de l’ensemble de la production alimentaire est perdu ou gaspillé. Nous nous émerveillons devant les taux de croissance des pays à revenu intermédiaire; pourtant, des dizaines de millions de personnes y vivent en situation d’extrême pauvreté. Près de 75% des personnes les plus pauvres du monde vivent en milieu rural et tirent principalement leurs moyens d’existence de l’agriculture, tout en produisant plus de 80% de la nourriture consommée en Afrique subsaharienne et en Asie. Et ils
sont nombreux à être eux-mêmes des acheteurs nets de denrées alimentaires.

Brochure illustrating IFAD's support to coffee value-chain development.

Small-scale producers in the development of tea value chain partnerships 

Brochure illustrating IFAD's support to cocoa value-chain development.

Que peuvent faire les technologies de l'information et de la communication (TIC) pour les 900 millions de personnes extrêmement pauvres vivant dans les zones rurales? 

This document reports on the remarkable achievements of the Financing Facility for Remittances (FFR) in its five years of operation. It provides an overview of the importance of remittances to development, the strategy that the Facility has adopted to date, and the lessons. 

The FFR Brief learned from the innovative projects it has financed. Looking forward, the report highlights the tremendous opportunities offered by large-scale distribution networks, adoption of new technologies, mobilization of migrant capital and partnering with the private sector. Each chapter has been designed to be readable as a stand-alone discussion of the specific topic area it addresses. As a number of projects resulted in lessons learned in multiple areas, projects may be mentioned more than once, and their impact in each topic area will be discussed separately.

Le présent rapport résume une compilation à venir d’études sur les transferts de fonds vers l’Asie et le Pacifique. Ses conclusions reposent sur une série d’études commandées par le Fonds international de développement agricole (FIDA) et réalisées par Developing Markets Associates, le Dialogue interaméricain (IAD), la Banque mondiale et l’Institut mondial des caisses d’épargne ainsi que d’études et d’analyses de la Banque mondiale.

An analysis of lessons learnt from field application of IFAD’s sourcebook on institutional and organizational analysis for pro-poor change.

IFAD and the Government of Mauritius are moving towards a new form of partnership that differs from the standard model for low-income countries, which was followed in Mauritius until 2005. 

IFAD recognizes that the country now has sufficient national resources to address rural poverty, so the focus of interventions has shifted from financing projects towards developing a collaborative approach with the government to reduce the incidence of poverty.

This approach includes policy dialogue, knowledge management and sharing, and partnership-building.

IFAD first worked in Seychelles in 1991, when it began financing the Employment Generation Project, which was completed six years later.
More recently, stakeholders from Seychelles have participated in activities funded by an ongoing IFAD grant, which supports the Regional Initiative for Smallholder Agriculture Adaptation to Climate Change in the Indian Ocean Islands. This initiative is creating a regional knowledge-management platform on adaptation strategies for small-scale farmers.

The platform actively disseminates information on conservation agriculture practices such as farming with low or zero tillage, as well as composting, integrating livestock and farming activities, and other environmentally sustainable measures.

Farmers’ Africa is a capacity-building programme that aims to improve the livelihoods and food security of rural producers in Africa. It works with farmers’ organizations (FOs) to help them evolve into more stable, performing and accountable organizations that effectively represent their members and advise them on farming enterprises. 

The programme supports the main functions of FOs, promotes their engagement in policy processes and contributes to their professionalization. It also supports the efforts of FOs to provide economic services to their members. The total cost of the programme is estimated at EUR 40 million over five years and includes an overall contribution of EUR 26.9 million from the European Union (EU). 

The rapid growth in consumer demand for sustainable agricultural products represents an enormous opportunity for small-scale farmers and producers in developing countries.

To help them seize this and other opportunities, the International Fund for Agricultural Development (IFAD) funds a range of projects in rural areas. A growing number of projects support smallholder production of commodities that are certified under programmes such as Fairtrade, Organic, UTZ Certified and Rainforest Alliance, including:

• Cocoa and coffee in Rwanda, Sao Tome and Principe, and Sierra Leone

• Fruits in the South Pacific and Madagascar

• Cosmetic and medicinal plants in India and Southern Africa.

This technical note serves as a guide to the design of appropriate programme interventions that apply value chain financing approaches to the development of competitive agricultural value chains. 

It emphasizes interventions that promote financial inclusiveness and the overall development goals of governments, as well as those of technical and funding agencies.

This document is intended to aid delivery channels, microfinance providers in particular, in working with insurance companies to develop successful microinsurance products for the low-income market. 

A systematic new-product development process is crucial to the success of microinsurance products for many reasons, including: Saving money – by maximizing the potential for product success; Saving management and staff time – by ensuring, within reason, that the product has market demand, and by working out staff and systems issues early in the process, when it is easier and cheaper to make changes; Generating goodwill in one’s market – by offering products that will not have to be withdrawn or substantially altered once they are offered throughout the market. The process outlined in this manual will help microinsurance developers create successful microinsurance products. ‘Success’ means meeting the needs of the three major parties in the microinsurance relationship: low-income policyholders, the insurer and delivery channels.

This manual is intended as an aid to microinsurance institutions. It presents a technique called ‘process mapping’ that can support institutions in self-analysis by assisting them in understanding, developing and improving business processes. Although the concepts presented may be used for many types of projects and processes, this manual was specifically developed as a supplement to Microinsurance product development for microfinance providers (McCord 2012).

The manual describes how a process map can be drawn, analysed and adapted for the microinsurance sector. It offers practical guidance about which processes to concentrate on, and guides the reader through the task of improving these processes, first on paper and then in practice. For more information please click on the link below.

Le développement peut favoriser la paix, car les deux vont de pair. Si par nos programmes nous aidons les populations à vaincre les obstacles qui freinent leur propre développement, nous leur donnons du même coup les moyens de se battre contre la pauvreté et la faim et non pas entre eux. Nous les détournons de la tentation de riposter par la violence et la destruction à des situations certes intolérables. Personne ne devrait aller se coucher le soir le ventre vide. Personne ne devrait voir le potentiel d’un enfant s’étioler sous l’effet de la malnutrition, de l’analphabétisme et de la désespérance. Aucune
femme ne devrait être privée d’accès aux ressources au simple prétexte qu’elle n’est pas un homme. Aucun être humain ne devrait être interdit de parole simplement parce que son silence arrange un tel ou un tel.

This technical note aims to help project designers and reviewers of the design process to decide whether matching grants are the most appropriate financing instrument in a given context and what to consider when designing a matching grant component. The note focuses on use of these grants to finance productive assets and investments for business purposes. For more information please click on the lonk below.

IFAD has supported rural poverty reduction and agricultural development initiatives in the Republic of Guatemala since 1986. During its first decade in the country, IFAD’s work was oriented towards supporting the government in consolidating the peace process and rebuilding the social fabric in zones that were affected by Guatemala’s 36-year armed conflict. 

It also focused on constructing an economic and institutional platform for the development of marginalized rural and indigenous communities.
Over the years, IFAD operations have evolved from localized rural development.

En los últimos treinta años, el FIDA así como sucesivos gobiernos peruanos han desarrollado programas en la sierra, donde los niveles de pobreza son severos. Esto se construye sobre modelos de desarrollo comunal, lecciones aprendidas sistemáticamente y ampliando tanto las áreas cubiertas como el alcance de las intervenciones. Los proyectos FEAS, MARENASS, CORREDOR y SIERRA alcanzaron 120,000 hogares en más de 1,600 comunidades pobres en la sierra sur. Estos proyectos han sacado de la pobreza extrema al 30 por ciento de los hogares objetivos, y 35 por ciento salieron completamente de la pobreza. Estos proyectos secuenciales representan el sendero de un proceso de escalonamiento complejo, pero exitoso.

Il est de plus en plus admis que le changement climatique est en train de transformer le contexte dans lequel s’inscrit le développement rural; il remodèle les paysages physiques et socio-économiques et rend plus coûteux le développement de la petite agriculture. Mais il n’existe guère de consensus quant à la manière dont les pratiques de l’agriculture paysanne devraient s’adapter. Une question est souvent posée: en quoi l’agriculture “intelligente face au climat” pratiquée par les petits exploitants est-elle vraiment différente et va au-delà des meilleures pratiques habituelles du développement? 

La croissance démographique, l’urbanisation et l’augmentation des revenus continueront à exercer une pression sur la demande alimentaire. Les prix mondiaux de la plupart des denrées de base agricoles devraient se maintenir à leur niveau de 2010, voire augmenter, tout au moins au cours de la prochaine décennie (OCDE-FAO, 2010). Les petits producteurs de nombreux pays en développement n’ont pas pu tirer parti de la hausse des prix lors de la crise causée par l’envolée des prix en 2007-2008. Pourtant, la flambée des prix aurait pu être pour eux l’occasion d’accroître leurs revenus en contribuant à améliorer la sécurité alimentaire. Mais cette opportunité d’utiliser la hausse des prix des produits alimentaires comme levier pour se libérer de la pauvreté ne s’est pas concrétisée pour les petits producteurs. 

The Syrian Arab Republic, like other countries of the Middle East, North Africa and Central Asia, is a dry country that is prone to drought, with large areas of desert or semi-desert that are too fragile to be cultivated but will support grazing for a restricted number of livestock. These areas of ecological fragility, if overgrazed and poorly managed, can quickly become degraded and desertified and, in the worst case scenario, can eventually become biologically sterile. Good management of these resources is therefore critical to maintaining healthy ecosystems and the livelihoods that depend on them.

IFAD is currently one of the two largest donors supporting Yemen’s rural agricultural sector. IFAD has worked in Yemen since the Fund’s creation, and has acquired a wealth of experience and knowledge of the economy and society, and developed a wide network of partners in the country. IFAD’s goal in Yemen is to achieve improved, diversified and sustainable livelihoods for poor rural women, men and young people, especially those who depend on rainfed agriculture and livestock production systems in the poorest areas. 

IFAD has three main strategic objectives in Yemen:
• empowering rural communities by strengthening partnerships with civil society organizations and using community-driven approaches so that poor rural people can manage local community development activities;
• promoting sustainable rural financial services and pro-poor rural enterprises by developing savings and credit associations for disadvantaged groups in remote rural areas and developing rural enterprises that provide jobs for the unemployed, especially young people and women;
• enhancing food security for poor households by restoring the productive agricultural base and improving productivity so that poor households can produce enough for household needs and a surplus that can be sold.

IFAD loans and grants have supported the government’s investments in poverty reduction programmes since 1979. Before 1998, when Hurricane Mitch devastated the country,IFAD was almost the only institution investing in rural development and poverty alleviation in Honduras.

IFAD also designed one of the first projects to be implemented after the disastrous hurricane: the National Fund for Sustainable Rural Development Project (FONADERS).

Poor rural people in developing countries are vulnerable to a range of risks and constraints that impede their socio-economic development. Weather risk, in particular, is pervasive in agriculture. 

Près de 30% des pauvres de la planète vivent dans des États
fragiles. Bien qu’il existe plusieurs mesures de la fragilité,
la plupart des pays classés dans cette catégorie ne
disposent pas de certains des outils essentiels au renforcement
des capacités nationales: la bonne gouvernance, des
politiques solides, du personnel qualifié, des infrastructures et
des services fonctionnels, des citoyens instruits, une société
civile active et un secteur privé compétitif. Les troubles civils et
les conflits frontaliers sont trop souvent la réalité. Les pauvres
qui vivent dans les zones rurales des États fragiles sont
particulièrement vulnérables, car ils ne sont guère en mesure
de s’adapter à la situation engendrée par la fragilité.

À présent, le défi que le pays doit relever est de créer les conditions de la croissance économique – et le Gouvernement du Togo pense que la meilleure manière de parvenir à une croissance durable est d’augmenter la production et d'améliorer la productivité du secteur agricole.

Pour ces raisons, après être resté à l’écart du pays pendant plus de dix ans, le Fonds international de développement agricole (FIDA) collabore étroitement avec la République du Togo afin de mettre en bonne voie le développement agricole et rural.

There is a growing need to investigate different crop production systems that prevent soil degradation while increasing productivity. Conservation agriculture (CA) offers a promising solution. Conservation agriculture is a climate resilient technology and management system that has demonstrable potential to secure sustained productivity and livelihood improvements for millions of climate-dependent farmers working in semi-arid areas around the world. Success stories are recorded for some countries in Asia, and in Australia and Brazil. However, for sub-Saharan Africa adoption of the technology has lagged behind these other countries, and concerns have been raised as to the suitability of the technology within the smallholder farming context.

Food price trends have a major impact on food security,
at both household and country levels. Many of the world’s
poorest people spend more than half their income on food.
Price hikes for cereals and other staples can force them
to cut back on the quantity or quality of their food.
This may result in food insecurity and malnutrition,
with tragic implications in both the short and long term.
Undernourishment increases disease and mortality, lowers
productivity and can have severe lifelong effects, particularly
for children. Price spikes can also limit the ability of poor
households to meet important non-food expenses, such
as education and health care. When they occur globally,
price hikes can affect low-income, food importing
countries, putting pressure on their limited financial
resources. Higher food prices have a particularly negative
impact on food security when prices spike suddenly or
reach extremely high levels.

L’évolution des prix des produits alimentaires a une forte
incidence sur la sécurité alimentaire, tant au niveau des
ménages que des pays. Nombre des habitants les plus
pauvres de la planète consacrent plus de la moitié de leurs
revenus à la nourriture. Ils sont parfois contraints de réduire
la quantité ou la qualité de leurs vivres du fait de la hausse
des prix des céréales ou d’autres aliments de base.
L’insécurité alimentaire et la malnutrition qui peuvent
s’ensuivre ont des répercussions dramatiques à court et à
long termes. La sous-alimentation entraîne une
augmentation des taux de morbidité et de mortalité, réduit
la productivité et peut avoir de graves conséquences tout au
long de la vie, en particulier pour les enfants. La flambée des
prix peut aussi limiter la capacité des ménages pauvres à
couvrir des dépenses non alimentaires importantes, comme
l’éducation et les soins de santé. Lorsque ces hausses se
produisent à l’échelle mondiale, elles peuvent nuire aux pays
à faible revenu importateurs de produits alimentaires, en
pesant lourdement sur leurs ressources financières limitées.
Lorsque les prix grimpent brusquement ou atteignent des
niveaux extrêmement élevés, le renchérissement des denrées
alimentaires a un effet particulièrement préjudiciable sur la
sécurité alimentaire.

Le Mécanisme de financement pour l’envoi de fonds (MFEF) cherche à étendre la portée des services financiers aux zones rurales mal desservies du monde entier. Pour la plupart des types d’institutions financières, il est extrêmement coûteux de maintenir un
réseau d’agences spécialisées traditionnelles dans de vastes zones peu peuplées, à une importante exception près: les bureaux de poste.

IFAD commissioned this Rwanda case study, through an IMI initiative, to document the diversity of approaches of training and skills development, particularly to assess relevance, effectiveness and efficiency, outcomes and challenges with respect to the following key components:
(i) Targeting and transition to employment or business creation; (ii) Types of training and providers; (iii) Transfer of knowledge and sustainability. The objective of this study is to present the experience of IFAD in technical vocational and skills development in the context of Rwanda and by doing so, highlight the innovative features and lessons learnt for further replication.

Brochure highlighting explaining the content and functions of the RemittancesGateway.org portal - a one-stop shop providing the latest news, information, documents and statistical data from a broad range of institutions and stakeholders on the subject of remittance flows. 

L’un des plus importants
partenariats du FIDA est celui qu’il a
noué avec les États membres de
l’Organisation des pays exportateurs de
pétrole (OPEP) et de l’Organisation de
Coopération Islamique (OCI)1. Ces
pays, qui sont répartis sur trois régions
géographiques, le Proche-Orient et
l’Afrique du Nord, l’Afrique
subsaharienne et l’Asie, sont des
partenaires actifs et de fermes partisans
du FIDA, à la fois comme contributeurs
et comme bénéficiaires du financement
de projets de développement. Le FIDA
travaille aussi en partenariat étroit avec
de nombreuses institutions et fonds de
développement arabes et islamiques
pour le financement, la conception,
l’exécution et le suivi de ses projets de
développement rural.
Le partenariat à long terme établi
entre le FIDA et les États membres et
institutions de l’OCI est devenu, ces
dernières années, plus important que
jamais. Les problèmes sont aujourd’hui
plus graves qu’ils ne l’étaient il y a trois
décennies, lors de la création du FIDA.
Mais les possibilités de produire un
impact encore plus grand sur la vie des
populations rurales pauvres sont tout à
fait à notre portée.

El programa de encadenamientos empresariales de AGEXPORT tiene como objectivo principal la generación de empleo e ingresos en comunidades en condiciones  de pobreza de Guatemala por medio de la creación de negocios exitosos basados en la asistencia técnica especializada, inteligencia de mercados, promoción comercial, capacitación e inovación tecnológica, una visión de manejo sostenible de los recursos naturales.

Sur les terres jadis arides du désert égyptien, Ahmad Abdelmunem Al-Far explique, avec d’autres agriculteurs, comment une agriculture axée sur le marché peut transformer la vie et libérer les gens de la pauvreté.

Nearly 1.4 billion people live on less than US$1.25 a day. Seventy per cent live in rural areas where they depend on agriculture, but where they are also at risk from recurrent natural disasters such as drought and flooding. Natural disasters have a devastating impact on the food security and overall social and economic development of poor rural households. 

According to data from Munich Re’s NatCatSERVICE, natural disasters account for losses, on average, of US$51 billion in developing countries every year. Unless well managed, weather risks in agriculture slow development and hinder poverty reduction, ultimately resulting in humanitarian crises. Poor farmers have few options for coping with significant losses, and in order to reduce their exposure to risk, they often forgo opportunities to increase their productivity. 

 

IFAD works for and with the poorest people in Viet Nam, including ethnic minorities, small-scale farmers and households headed by women. Strategies to reduce poverty and improve living conditions include building partnerships, strengthening institutional capacity and promoting participation. IFAD works with the government and other partners to empower poor rural people so they can have a role in decisionmaking.

To do this, IFAD finances programmes and projects that focus on developing and testing innovative approaches to poverty reduction that can be replicated and scaled up by the government and other agencies. Interventions are area-based and multisectoral. They target regions where poverty reduction is a priority.

Conformément à sa mission, à savoir étendre la portée des services financiers aux zones rurales, le Mécanisme de financement pour l’envoi de fonds (MFEF) montre la voie en testant des produits qui sont destinés à acheminer de manière rapide, sécurisée et pratique, pour le coût le plus bas possible, les envois de fonds des migrants à leur famille.

Une grave crise alimentaire menace actuellement le sud du Soudan. En Afrique de l’Est, où des millions d’individus dépendent déjà de l’aide alimentaire, un fort renchérissement des denrées de base se profile à l’horizon. Ce n’est là qu’un des derniers exemples d’une période agitée qui a débuté il y a
deux ans, lorsque l’escalade mondiale des prix a provoqué des pénuries alimentaires dans de nombreux pays d’Afrique et d’Asie. La flambée des prix alimentaires a plongé dans une misère encore plus noire les pauvres, déjà aux prises avec mille difficultés pour satisfaire leurs besoins les plus élémentaires. Elle a laissé dans son sillage la crise financière mondiale, qui les a à nouveau pénalisés le plus durement. L’agriculture est le principal employeur, créateur d’emplois et exportateur de la plupart des pays en développement. D’un point de vue historique, elle est le moteur économique de nombreux pays, générant une croissance qui s’est avérée au moins deux fois plus efficace que celle d’autres secteurs pour la réduction de la pauvreté. Les investissements dans le développement agricole et rural sont par conséquent essentiels pour la sécurité alimentaire et un développement économique durable.

The objective of IFAD Decision Tools for Rural Finance is to provide decision-making support for the IFAD country programme managers (CPMs), consultants, project staff and technical advisers who develop and implement rural finance projects. Built on the IFAD Rural Finance Policy (RFP) (IFAD 2009), as well as other good practice guides, this knowledge management tool is designed to help identify and answer the questions that arise in each rural finance project, provide background on key issues, define common terms, highlight risks and opportunities, and provide references for further investigation. 

Le risque fait partie intégrante de toute activité agricole. Les agriculteurs sont confrontés à un vaste éventail de risques liés au marché et à la production qui se répercutent sur leurs revenus, les rendant instables et imprévisibles d’une année sur l’autre. 

 Since 1982, IFAD has supported seven projects in Syria with loans totalling US$126.2 million for projects with a total value of US$474 million. The organization has also provided a number of grants, including technical assistance grants to support women’s empowerment.

IFAD works in partnership with the government, other donors, NGOs, local institutions and civil society organizations. It finances initiatives which enable poor rural people in Syria’s agricultural settlement areas to improve their incomes and living conditions.

IFAD is working towards achieving the Millennium Development Goals and its interventions endeavour to reduce poverty and promote gender equality and environmental sustainability.

Factsheet illustrating how IFAD is exploring more innovative ways of working with remittances.

This Decision Tools document is  the final outcome of five years of studies, debates and workshop discussions. These Tools will prove useful to Governments, development practitioners and field technical staff that are financing, designing or implementing CDD projects for rural poverty reduction.

IFAD has approved six loans to the Bolivarian Republic of Venezuela for an approximate total of US$80.0 million. The organization also approved two technical assistance grants in 1991 and 1998 for the Regional Training Programme in Rural Development, implemented by the Foundation for Training and Applied Research in Agrarian Reform (CIARA), which is part of the Ministry of Agriculture and Land.

IFAD’s mandate to reduce poverty by improving the living conditions and incomes of poor rural people faces vigorous challenges and opportunities. IFAD works in partnership with the government and other donors, financing programmes and projects that target the poorest of the poor, particularly small farmers, landless people, indigenous peoples and ethnic minorities, and rural women in general. CIARA, one of IFAD’s principal partners in recent rural development projects, plays an important role as administrator of decentralized development programmes for the country's Ministry of
Popular Power for Agriculture and Land.

Guidance notes for institutional analysis in rural development programmes provides a synthesis of the training materials developed as part of the Institutional Analysis (IA) methodology. They propose that we rethink how we conceptualize and promote institutional change, particularly for pro-poor service delivery. 

They provide a framework and the analytical tools for designing programmes and projects that feature implementation modalities based on some of the core principles of good governance, focusing on “pro-poor governance” and systemic sustainability at the micro and meso levels.

Poverty poses a constant threat to economic growth, trade reform, private sector development, knowledge, governance and gender equality.
Poverty among the 22 members of the League of Arab States (LAS) is primarily a rural phenomenon. A quarter of the region’s population, or about 80 million people, live below national poverty lines. Between 60 and 70 percent of these poor people live in rural areas.

One of the most pressing challenges in the region is the high rate of unemployment, particularly among young people. Official unemployment rates average 13 per cent, and in some countries the jobless rate among young people is twice as high.

Working to enable poor rural people to overcome poverty, IFAD operates in the MERCOSUR countries at two levels:

• at the subregional level, within the institutional framework of MERCOSUR, it promotes a platform for dialogue between governments and smallholder farmers’ associations, with the aim of increasing public investment in family farming
• at the national level, it provides funding and technical assistance to governments for the implementation of rural development programmes and projects that translate into action the agreements reached at subregional level.

El trabajo del FIDA en Uruguay se desarrolla en dos niveles distintos aunque complementarios:

• a nivel subregional, en el marco de las instituciones del MERCOSUR, promueve una plataforma de diálogo entre gobiernos y asociaciones de pequeños productores, con el fin de aumentar la relevancia política de la agricultura familiar y la inversión pública en su favor;
• a nivel nacional, proporciona financiación y asistencia técnica al gobierno para la ejecución de programas y proyectos que traduzcan en acciones las políticas públicas definidas en el ámbito de la subregión y adaptadas al contexto del país.

As part of its obligations undertaken to achieve the Millennium Development Goals, IFAD committed itself to enabling the rural poor to help themselves out of poverty by increasing theirorganizational capacity to influence institutions of relevance to rural poverty reduction (policies, laws and regulations).

As a result, IFAD has embarked upon a process to strengthen its own organizational competencies in institutional analysis and dialogue.
This sourcebook is an attempt to complement and further this process. It has been written keeping in mind the needs of country programme managers, as well as consultants working with IFAD.

The main objectives of IFAD’s operations in the country are to improve food security and family nutrition. Since 1980, IFAD has supported agricultural development by investing a total of US$64.3 million in seven programmes and projects to reduce poverty in the country’s rural areas.
Normally, Lesotho is not in a position to grow enough food to feed its growing population. 

Offsetting the effects on poor households of declining agricultural production, IFAD investments support the efforts of small-scale farmers to ensure food security for their families and improve their incomes. Increased productivity is a key to achieving these aims and to reducing poverty in rural areas. IFAD finances programmes and projects that encourage poor people’s participation in the planning and development of income-generating activities, including microenterprises.

This report on remitance flows to developing and transition countries is based on a data research study commissioned by IFAD from Dr Manuel Orozco of the Inter-American Dialogue, in collaboration with the Multilateral Investment Fund of the Inter-American Development Bank. 

IFAD’s intention is to help poor rural households by creating sustainable jobs, reducing poverty and guaranteeing food security. To meet this goal IFAD places emphasis on intensifying agricultural output and supporting smallholders within irrigation schemes, as well as helping develop small rural businesses. In particular, IFAD works to improve linkages to financial services and markets, to support providers of financial and marketing services and to strengthen the capacity of poor rural communities and their institutions.

The Government of Swaziland, key stakeholders and IFAD are jointly designing a new investment focusing on rural finance and enterprise development.

Le FIDA prend appui sur les communautés et leurs organisations pour développer des activités génératrices d’emploi, agricole ou non, et de revenus. Les cultures vivrières, la production laitière et la recherche de débouchés commerciaux pour ces produits dans les quatre îles de l’archipel feront l’objet d’une attention particulière, ainsi que la conservation et la transformation locale des produits. 

En ce qui concerne les cultures de rente, le FIDA financera sous forme de don la mise en relation des producteurs avec les marchés équitables.

IFAD’s work in the region is guided by the organization’s Strategic Framework, its four thematic priorities for the region and by individual country strategic opportunities papers (COSOPs), reflecting governments’ own priorities in rural development and prepared in consultation with governments, donors and other partners.

Le projet First Mile est destiné à aider les petits agriculteurs, les commerçants, les
transformateurs et les autres acteurs des zones rurales pauvres à mettre en place des filières
commerciales reliant les producteurs aux consommateurs. Une bonne communication est
vitale. Le projet encourage les membres de communautés rurales isolées à utiliser le téléphone
mobile, le courrier électronique et l'Internet pour s'échanger des données d'expérience et de
bonnes pratiques locales, dans le cadre d'un apprentissage mutuel. Si les technologies de la
communication sont importantes, le succès réel de l'entreprise dépend du renforcement de la
confiance et de l'esprit de collaboration tout au long de la filière commerciale. Les agriculteurs
et les autres intervenants finissent par acquérir les connaissances et l'expérience locales
nécessaires et par les partager – même avec les membres de communautés éloignées – pour
concevoir ainsi des idées nouvelles.

Une bonne communication est vitale pour les petits
agriculteurs qui ont besoin d'accéder plus facilement au marché
et de disposer d'une information fiable sur les prix, la qualité
des produits et les conditions du marché. Les nouvelles
technologies de l'information et de la communication (TIC),
en particulier l'Internet, peuvent-elles y contribuer? First Mile
est un projet pilote de deux ans, appuyé par le Gouvernement
de la Suisse et exécuté en collaboration avec le programme de
développement des systèmes de commercialisation des produits
agricoles du Gouvernement de la République-Unie de
Tanzanie. L'assistance technique est assurée par l'association
International Support Group.
 

A pesar de que las personas pobres que viven en las zonas rurales son los principales productores agrícolas del mundo, en muchos casos no tienen acceso a sus tierras y no ejercen control sobre los recursos naturales de los que depende su subsistencia.

Le présent document esquisse dans leurs grandes lignes les raisons sociales et environnementales pour lesquelles la communauté internationale du développement devrait accorder une priorité plus élevée à l’aide aux pauvres, spécialement ceux qui vivent dans des régions matériellement marginales ou laissées en marge du progrès socioéconomique. Pour assurer un développement rural durable, il faut résoudre le double problème de la pauvreté et de la dégradation de l’environnement. Il existe dans le monde 1,2 milliard d’êtres humains qui vivent dans une pauvreté extrême, 900 millions d’entre eux dans des régions rurales où leur subsistance dépend directement ou indirectement de l’agriculture. L’on trouvera ci-après un bref aperçu du développement rural dans le contexte des objectifs de développement visés dans la Déclaration du millénaire et dans ACTION 21, qui prévoient la mise en oeuvre d’une action concertée pour s’attaquer aux problèmes des ruraux pauvres et des limitations de leurs bases de ressources naturelles.

Le FIDA est une institution financière internationale
appartenant au système des Nations Unies qui a
pour mission d’éliminer la pauvreté et la faim dans
les zones rurales des pays en développement.
Au moyen de dons et de prêts à des taux d’intérêt
favorables, le Fonds élabore et finance des
programmes et projets qui visent à mettre les
populations rurales pauvres à même de
surmonter elles-mêmes leur pauvreté.