Savoirs

Ce dossier présente les résultats et les enseignements tirés de la première phase du programme d'assurance pour la résilience rurale et le développement économique (INSURED).

IFAD’s INSURED programme has been working with partners in Indonesia to improve the availability of climate risk insurance that enables farmers to strengthen their resilience. 

INSURED est un programme d'assistance technique qui vise à développer l'assurance contre les risques climatiques dans le portefeuille du FIDA.

L’inflation galopante enregistrée en 2022 a exacerbé les difficultés financières des entreprises intermédiaires des filières agricoles.

Ce rapport analyse l’univers des prestataires de technologies agricoles et financières qui révolutionnent l’accès aux financements en Afrique orientale et australe, et étudie leur capacité à devenir commercialement viables et à assurer un impact à large échelle.

This paper focuses primarily on climate resilience in the agriculture sector. If proven successful, this can be replicated in other resilience sectors such as water, forests and urban development to address shocks beyond climate. 

This briefing note summarizes the fiscal and financial instruments the public sector can use to support climate-smart small-scale farming. The overall focus is on using limited public funds more efficiently and amplifying impacts.

IFAD's unique investing position serves as a starting point for a discussion on how it might scale up and support gender-based responses for adaptation and mitigation to climate change.

Climate and conflict are linked, and this briefing note summarizes the evidence about the relationship between the two, what role climate finance can play in mitigating their risks, and where policy recommendations can be made to address the vulnerabilities created by both.

L’absence de données fiables sur les risques constitue l’un des principaux défis liés à la création d’assurances sur le bétail dans les marchés émergents. Cette note d’information sur la boîte à outils en matière d’assurance présente les activités menées en Géorgie et les enseignements qui en ont été tirés.

Ce dossier d’information présente les avantages de la participation communautaire aux initiatives d’assurance indicielle et la logique derrière ce processus, en s’appuyant sur l’exemple d’un projet pilote mis en œuvre dans une zone rurale d’Éthiopie.

Plateforme pour les envois de fonds, les investissements et l’entrepreneuriat des migrants en Afrique.

Comprendre la demande du marché est une étape clé du processus consistant à élaborer des solutions qui répondent aux besoins des populations rurales pauvres en matière de gestion des risques, en particulier d’assurance. 

Ce document donne un aperçu des enseignements tirés du projet « Accès à plus grande échelle des jeunes ruraux à des services financiers inclusifs en faveur de l’entrepreneuriat et de l’emploi » mené au Kenya, en Ouganda, au Rwanda et au Burundi. 

This report examines the factors that have contributed to the resilience of remittances during the pandemic.

This study takes stock of these experiences in an effort to contribute to building up the evidence base to help inform the future strategy and design of similar programmatic interventions.

IFAD and Slow Food share a vision of supporting small-scale, diversified production and consumption mechanisms that focus on improving the marketing of local products. 

Lessons from a quick review of the diverse and varied financial schemes designed for, accessed by and used by poor smallholders and other rural stakeholders in IFAD’s project portfolio in West and Central Africa over the decade leading up to 2020.

Prototyping aims to gather direct feedback on the solution and the wider insurance scheme, incorporate changes before pilot testing, and make any additional adjustments before the official roll-out.

This Inclusive Financial Services (IFS) stocktaking exercise assesses IFAD’s capacity to deliver IFS and addresses rural poor market development needs both historically and looking forward within the context of emerging opportunities and challenges.

This report compiles experiences and lessons shared in a Live Talks series on Risk Management for Agri-SME Finance between September and December 2020. 

This report documents the results achieved from the work among all SAFIN partners.

What risks and challenges do small-scale producers of oilseeds in Uganda face, and could agricultural insurance help them manage and mitigate those risks?

Cette étude explique le rôle des envois de fonds dans la gestion des risques agricoles.

Dans un monde en mutation rapide, l'agriculture est au cœur du développement durable. Au cours de la décennie qu’il  nous reste pour atteindre les objectifs de développement durable des Nations Unies, le monde va devoir faire face à un certain nombre de risques, mais les perspectives qui s’ouvrent à nous sont tout aussi nombreuses (Rapport disponible uniquement en langue anglaise)

This case study examines a pilot initiative carried out by the IFAD-supported FIER project in Mali, together with the Babyloan crowdfunding platform, to leverage diaspora remittances abroad as a way to support rural entrepreneurship in the home country. 

Le Fonds d'investissement pour l'entrepreneuriat agricole (ou Fonds ABC) investit dans les petits exploitants agricoles et les PME rurales des pays en développement afin de soutenir des chaînes de valeur agricoles durables et inclusives.

 

This study analyses inclusive finance and rural youth through cutting-age research with new insights and approaches that have emerged over the years in the field. 

This manual discusses the strategy, lessons learned and recommendations of Atikha in scaling up initiatives in mobilizing migrant resources towards agriculture development in the country. 

This study is an analysis of what drives cofinancing in IFAD-supported programmes/projects, covering 20 years of data from 559 projects in 109 countries.

Since 1979, IFAD has worked with the Government of Sudan to develop structural reforms that tackle the roots of poverty. IFAD has continued to support rural people in Sudan through investment projects focusing on sustainable resource management, value-chain development and support to farmer organizations. 

Le Niger, pays enclavé, couvre une superficie de 1 267 000 km² du Sahel au nord du Nigéria. Avec un taux de pauvreté de 48,9% et un revenu par habitant de 420 USD, le Niger est l’un des pays les plus pauvres du monde. En 2015, l’indicateur du développement humain du Programme des Nations Unies a placé le Niger au 188^e rang.

The Asia and the Pacific region includes the world’s fastest growing and most dynamic countries and is a key driver of growth in the world economy.

This programme, also known as FinServAccess, aimed to enhance access to sustainable rural financial services for smallholder producers and
agroentrepreneurs, so they are better equipped to face emerging challenges and benefit from new opportunities.

In the context of population growth, increasing inequality and natural resource depletion, universal access to energy – specifically to renewable energy (RE) – now has high importance on political agendas. 

Access to affordable, reliable and sustainable energy is often associated with economic development and considered vital to alleviating extreme poverty (World Bank, 2018). Yet access to clean sources of energy is still a challenge for many smallholder farmers, their families and rural entrepreneurs.

The toolkit focuses on end-user finance for renewable energy technologies for rural households, smallholder farmers, and rural micro, small and medium enterprises.

This paper aims to identify the main drivers of poverty reduction in Malawi. Using an augmented poverty decomposition methodology, it explores in what way the different farm and non-farm economic activities contribute to poverty reduction and income growth. 

The Outreach Project was implemented in selected African countries (Gambia, Mozambique, and Tanzania) and aimed to improve the financia inclusion strategies of ongoing IFAD-funded operations by transferring and adapting innovative solutions, tools and methodologies previously tested in various countries of the Latin America and the Caribbean (LAC) region.

​RemitSCOPE, a new website portal, is designed to provide data, analyses and remittancemarket1 profiles on individual countries or areas. In coordination with the Global Forum on Remittances, Investment and Development 2018, RemitSCOPE is being launched to provide market profiles for 50 countries or areas in the Asia and the Pacific region.

The additional four regions will be included gradually: Africa, Latin America and the Caribbean, Europe, and Near East and the Caucasus. RemitSCOPE intends to address the fast-changing market realities in the remittance industry in order to help bring together the goals of remittance families, as clients, and the strategies of the private-sector service providers. RemitSCOPE is designed as a free, one-stop shop that is available to any organization or entity interested in accessing all relevant public information on remittances.  

The overall goal of the grant funding was to strengthen the capacity of development practitioners in developing countries to identify, design and
implement more effective interventions aimed at increasing access to rural and agricultural finance.

The Women’s Empowerment in Agriculture Index (WEAI) can be a useful tool to measure the empowerment, agency and inclusion of women in the agriculture sector. However, computing the WEAI in its current form involves large data requirements, resulting in lengthy surveys with several questions on various dimensions and indicators within each dimension. This paper proposes a reduced version of the WEAI, or the R-WEAI, and examines two possible approaches to reduce the data requirements while ensuring comparability to the full WEAI.

Cash transfer and agricultural support programmes are both used to improve nutrition outcomes in developing countries. This paper examines previous reviews of the impact of these programmes and compares the evidence between the two. The paper finds that, although there are about the same number of programmes of each type, many more papers have been written about the cash transfer programmes than the agricultural programmes. While evidence suggests that both programme types improved the quality of food consumption, the paper concludes that both types show weak evidence of improvements in anthropometric outcomes.

Sur les 450 milliards d’USD de fonds que les travailleurs migrants envoient chaque année chez eux, dans les pays en développement, entre 30% et 40% sont destinés aux zones
rurales. Au départ de la chaîne migratoire, les personnes quittent le milieu rural pour aller chercher ailleurs le travail qu’elles ne trouvent pas près de chez elles. Les institutions de
microfinancement (IMF) sont particulièrement à même de répondre aux besoins des destinataires des envois de fonds, et de réinvestir les fonds excédentaires de façon à offrir de meilleures perspectives à la communauté locale.

Ces vingt dernières années, la coopération Sud-Sud (CSS) a acquis une véritable reconnaissance comme cadre important de collaboration entre pays en développement (pays du “monde du Sud“) dans différents domaines politiques, économiques, sociaux, culturels, environnementaux et techniques.

Index insurance has a role to play in agricultural development and risk management, yet it faces operational and technical challenges to reach scale and sustainability. Data are a key challenge and were the focus of the project “Improving Agricultural Risk Management in Sub-Saharan Africa: Remote Sensing for Index Insurance”. Limited availability, accessibility, quantity and poor quality of data on the ground are some of the primary technical constraints preventing scale-up and sustainability of index insurance. Without sufficient quality data, either it is impossible to design products for some areas and countries, or products that are designed can become unreliable, not compensating when they should. These inconsistencies intensify vulnerability, lead to distrust of insurance, and ultimately have an impact on demand. This publication details the project, which investigated overcoming issues with ground data by using remote sensing data for index insurance. It describes the different remote sensing options and opportunities available for index insurance, but it also recommends further investment in research and development, supplementary ground data and capacity-building going forward. 

The International Fund for Agricultural Development (IFAD) and the International Food Policy Research Institute (IFPRI) were both created in response to the food crises of the 1970s. We have worked together for more than 20 years to catalyze agricultural and rural development and improve food security in Africa, Asia, and Latin America.

IFAD and IFPRI have strengthened the productivity and resilience of smallholder farmers and other rural people, with a particular focus on helping expand their access to innovative local farming methods, climate change mitigation and adaptation technologies and financing, and more profitable markets.

To further promote rural development and transformation, IFAD and IFPRI have built cutting-edge information systems and tools that deliver sound data and analyses to governments, donors, farmer organizations, and other stakeholders. As a result, the two organizations have fostered evidence-based policy making and investments that promote agricultural growth and rural development.

Le présent rapport fournit des données et une analyse des envois de fonds et de l’évolution des migrations dans les pays en développement au cours de la dernière décennie et examine également la contribution potentielle des familles qui reçoivent des fonds à la réalisation des ODD d’ici 2030.

Les 15 et 16 juin 2017, à l’occasion de la Journée internationale des transferts d’argent familiaux, plus de 350 acteurs des secteurs public et privé se sont réunis au Siège des Nations Unies, à New York, pour participer à la cinquième édition du Forum mondial sur les transferts d’argent, l’investissement et le développement (GFRID 2017). Les participants ont eu l’occasion de débattre des défis et opportunités liés au marché des transferts d’argent, de présenter des approches innovantes et plusieurs modèles d’affaires éprouvés, en centrant leurs discussions sur le rôle des transferts d’argent et des investissements réalisés par les migrants dans la réalisation des Objectifs de développement durable (ODD) à l’horizon 2030.

The programme, referred to as the Strengthening Rural Institutions (SRI) project, was implemented by the World Agroforestry Centre (ICRAF) Eastern and Southern Africa Region from 2011 to 2014. The project aimed to bring about a sustainable rural transformation process by strengthening the “institutional infrastructure” for integrated natural resource management, food security and poverty alleviation in Kenya, Tanzania and Uganda. 

The project’s main goal was to support grassroots organizations to meaningfully participate in governance processes where their livelihoods and well-being, and the environment, are at stake, with an emphasis on enabling poor rural households to aggregate, mobilize and access rural services.

This paper provides an overview of concepts, issues and research on the relationship between financial inclusion and inclusive rural transformation.

It demonstrates how changing demand for financial services, innovations in rural finance, and different investment strategies affect the interplay of supply and demand.

This paper analyses how different types of social protection interventions affect rural livelihoods. It examines how these interventions can help rural transformation by increasing productivity and asks how they can influence inclusiveness.

Using country-level evidence, it suggests that the effectiveness of social protection depends upon specific contexts and combinations of interventions, and asks what this means for building policy. 

During the period covered by the project, the landscape of global microfinance was deeply modified and “the game has changed”. On the one hand, the saturation of the market has led to over-indebtedness of very poor clients, scandals and systemic crises that have swept the whole sector in some prominent countries. On the other hand, it has been difficult for the industry to demonstrate tangible impact and, therefore, show that it has delivered against its promises of lifting hundreds of millions of very poor people out of poverty.

In this challenging context, the project aimed to help unlock the economic potential in sub-Saharan Africa, by promoting the growth of existing financial intermediaries that serve rural areas (rural financial institutions, RFIs) so that local entrepreneurs could take advantage of new opportunities to be more productive and more competitive, and improve their living conditions sustainably.

The purpose of this guide is to provide some generic steps and principles to be followed when setting up institutional arrangements for the management and implementation of IFAD projects.

The programme supported innovation funds working directly with communities to scale up approaches in Bangladesh, Ethiopia, Ghana, Lao People’s Democratic Republic, Uganda and Viet Nam.

IFAD’s strategy in Nicaragua supports the efforts of farmers’ organizations and the government to increase inclusive growth in the agricultural sector as a vehicle for reducing poverty, generating employment and improving family food consumption, as well as contributing to sustainability and the replication of good practices. The strategic objectives centre on:
• Inclusion. Access is facilitated to assets, markets and income-generating activities, and job opportunities increase.
• Productivity. Labour productivity is increased through incentives that facilitate access to information, technology and technical and financial services.
• Sustainability. Environmental, fiscal and institutional sustainability are improved.

Ce rapport met l’accent sur les Opérateurs Postaux Nationaux (OPN) africains en tant que canaux de distribution, parmi de nombreux autres, dans le secteur des transferts d’argent et des services financiers. Il entend fournir au lecteur des informations précises sur le positionnement actuel des bureaux de poste sur le marché africain des transferts d’argent et sur leur rôle dans l’inclusion financière, et exposer ce qui peut être fait pour tirer profit des actifs et des ressources du secteur public afin d’améliorer la compétitivité et de faire progresser l’inclusion financière.

La deuxième Conférence Africaine sur les transferts d’argent et les réseaux postaux a été organisée dans le cadre de l’Initiative relative aux services financiers postaux en Afrique (APFSI), un programme régional conjoint mis en œuvre par le Mécanisme de financement pour l’envoi de fonds (MFEF) du Fonds international pour le développement agricole (FIDA), en collaboration avec la Banque mondiale, l’Union postale universelle (UPU), l’Institut mondial des caisses d’épargne / le Groupement européen des caisses d’épargne (IMCE/GECE) et le Fonds d’équipement des Nations Unies (FENU).

​With populations growing, fast emerging middle classes are demanding quality produce, luxury goods (tobacco, alcohol) and animal proteins, and there is pressure on domestic agricultural production to meet these needs. 

Sharing a vision: Partnership between the Netherlands and the International Fund for Agricultural Development A joint goal: Investing in rural people, contributing to global development Rural areas of poor countries are facing both new and continuing challenges. Among these are the world’s burgeoning population, volatile food prices, environmental degradation, climate change, diversion of farmland, declining public financing and inefficient production and trade chains. Food security and rural development, therefore, are among the top priorities of the Dutch development agenda and central to IFAD’s mandate. Over the coming decades, market oriented smallholder agriculture will be crucial to fulfilling the growing demand for food and related goods and services. It will also be fundamental to raising incomes of poor people, 70 per cent of whom live in rural areas, and protecting the environment. A shared desire to
support smallholder farmers in creating this future is at the heart of the partnership between the Netherlands and IFAD.

This paper challenges current thinking on the connection between rural transformation and food security & nutrition. It advocates that improving rural and structural transformation has a positive cyclical effect upon communities by improving food availability, access, supplies and utilization which in turn improves the health and education of communities. 

Using evidence from across the developing world, the paper creates a policy agenda to maximise potential for smallholder farming to transform local economies.

Le but de la présente publication est de mettre à la disposition des chargés de programme de pays (CPP) du FIDA, des IMF et de tous les partenaires techniques et financiers, un outil méthodologique permettant de conduire avec efficacité les processus de transformation institutionnelle ou de regroupement d’IMF – en particulier celles ayant vocation à servir les populations rurales – qui sont a priori très complexes.

L’expansion du secteur de la microfinance, en dépit des progrès enregistrés, a été entravée notamment par des obstacles tant de nature institutionnelle que financière. Cette situation a conduit certaines institutions à s’engager dans des processus d’institutionnalisation, de transformation institutionnelle ou de regroupement pour faire face aux enjeux auxquels elles sont confrontées.

De nos jours, les institutions de microfinance (IMF) se présentent sous diverses formes: projets, réseaux de caisses ou de banques villageoises, institutions coopératives et mutualistes d’épargne et de crédit, associations, sociétés de capitaux, etc. 

The 2016 Rural Development Report focuses on inclusive rural transformation as a central element of the global efforts to eliminate poverty and hunger, and build inclusive and sustainable societies for all. It analyses global, regional and national pathways of rural transformation, and suggests four categories into which most countries and regions fall, each with distinct objectives for rural development strategies to promote inclusive rural transformation: to adapt, to amplify, to accelerate, and a combination of them.

Most of the world’s 1.2 billion very poor people live in precarious conditions, without the security of reliable income, shelter or food. Being able to save, receive, pay or borrow small amounts of money can make a big difference to their lives.

Since the introduction of a comprehensive set of economic reforms known as Đôi Mói (renovation) in 1986, Viet Nam’s economy has sustained strong economic growth. Over the last 20 years, GDP growth has averaged 7.2 per cent per annum, resulting in rapid poverty reduction. 

Since initiating its first project in the country in 1980, IFAD has provided a total of US$116.2 million in financing through eight loans and three grants for programmes and projects with a total cost of US$251.9 million. The investment has benefited 513,500 households. Operations were suspended during the civil war and resumed after it ended in 2002.

At that time, IFAD and the African Development Bank established a joint programme coordination unit to facilitate the management and increase the cost-effectiveness of operations in agriculture and the rural sector.

IFAD, paying special attention to the needs of disadvantaged groups such as women, youth and indigenous peoples, focuses on strengthening the capacities of rural organizations to assist smallholder farmers in developing profitable rural businesses and tools and strategies to help cope with the challenges posed by climate change.

To achieve this goal, IFAD, in partnership with the Government of Bolivia, designs programmes to develop the technical and business skills of rural organizations, introducing technological innovations to add value to agricultural products by improving their quality and helping smallholder producers to be more competitive.
Furthermore, IFAD-funded operations facilitate the development of public-private joint ventures that help smallholder producers to gain access to markets and value chains.

Remittances are the traditional means of financial support to family members back home.  This infographic illustrates the global flow of remittances.

Recent advances in technology and telecommunications have the potential to make financial services more accessible and affordable for smallholder households in rural areas. With digital platforms such as mobile phones, smallholders can now use financial services without having to visit a bank branch. 

Advances in digital technology and telecommunications are presenting new financial inclusion opportunities for smallholder farmers in rural areas.1 A growing number of payments, savings, credit and insurance products can be delivered digitally to address the financial needs of smallholder households. Smallholders
can especially benefit from mobile phone platforms, which offer immediate, safe access to government subsidies, cash transfers and remittances. The messaging features of mobile phones can complement digital financial services (DFSs) by offering timely information on weather conditions, farming tips, market
prices and potential buyers, which can help increase farming yields and profitability.

Recent advances in technology and increasing penetration of telecommunication systems into rural areas have the potential to make financial services more accessible to smallholder households. Mobile telephony and data networks, coupled with agent networks, can enable the use of digital payments and savings and
provide a platform for credit and insurance, without smallholders having to visit a bank branch. Mobile phones can also bridge information asymmetries by offering weather forecasts and real-time market prices, which can improve the ability of farmers to prepare and respond to inclement weather and price fluctuations.

L’objectif de développement n’est pas de créer de la richesse en tant que telle, ou au profit de quelques-uns, mais plutôt de bâtir des sociétés mieux à même de favoriser la cohésion. Pour ouvrir aux populations la voie de la prospérité – ou de la survie après une catastrophe –, il faut planifier et investir, tant dans la sphère publique que privée.

Chaque année, les membres de la diaspora mondiale envoient plus de 450 milliards d’USD à leurs familles restées dans des pays en développement. Grâce à ces envois de fonds, qui favorisent les investissements, le tourisme, les échanges, les actions philanthropiques, les transferts de savoirs et les relations transfrontières, les diasporas jouent un rôle essentiel dans le développement de leurs pays d’origine. Selon les estimations, la part des envois de fonds utilisée à des fins agricoles dans les zones rurales est relativement modeste – jusqu’à 5 pour cent du montant total – mais représente cependant quatre fois l’aide publique au développement (APD) mondiale allouée à l’agriculture.

This paper by Adinda Van Hemelrijck and Irene Guijt explores how impact evaluation can live up to standards broader  than statistical rigour in ways that address challenges of complexity and enable stakeholders to engage  meaningfully. A Participatory Impact Assessment and Learning.

Approach (PIALA) was piloted to assess and debate the impacts on rural poverty of two government programmes  in Vietnam and Ghana funded by the International Fund for Agricultural Development (IFAD).

This report proceeds from the Global Forum on Remittances and Development held in Milan, Italy in 2015.

IFAD has to report to its Members States on the total number of rural people lifted out of poverty1. The government programmes it funds, however, are implemented in complex ways and environments that challenge mainstream evaluation practice. The challenge for IFAD and its co- implementing and co-funding partners, moreover, is not just to rigorously assess impact but also to understand the processes generating impact in order to realize its ambitious targets (IFAD, 2011). Albeit a strong emphasis on quantitative measurement, there is a need for impact evaluation that fosters learning and responsibility.

This document presents the findings from the impact evaluation of the Root & Tuber Improvement and Marketing Program (RTIMP) in Ghana. The program was executed by the Ministry of Food and Agriculture (MoFA), Government of Ghana (GoG) from 2007 until end of 2014, and co-financed by the International Fund for Agricultural Development (IFAD) for a total amount of US$ 18.83 million.

The African Forum for Agricultural Advisory Services (AFAAS) goal is to increase use of improved knowledge and technologies by agricultural value chain actors through efficient, effective and synergistic linkages and partnerships between Agricultural Extension and Advisory Services (AEAS) of member Countries to improve the delivery of these services to farmers.

The enabling rural transformation and grassroots institutional building for sustainable land management and increased incomes and food security, referred to as the Strengthening Rural Institutions (SRI) project was undertaken by the World Agroforestry Centre (ICRAF) Eastern and Southern Africa Region since 2011.

IFAD has acquired considerable experience during its three decades of partnership with the country. It has contributed directly and indirectly to the mobilization of resources aimed at removing structural obstacles to the development of rural poor people. This has been achieved through the active involvement of, and coordination with, family farmers, indigenous peoples, rural youth organizations, government, international cooperation agencies, civil society and, more recently, the private sector.

IFAD-funded projects mainly support family farmers and entrepreneurs in municipalities in which poverty is prevalent. Activities have also helped to address needs arising after the end of the 12-year internal armed conflict and the 2001 post-earthquake reconstruction process.

Today more people live in cities than ever before, but we still depend on  rural areas for our food. In the developing world, up to 80 per cent of food
is produced on small farms that are usually family-run. Yet it’s also true that 70 per cent of the world’s poorest people live in rural areas, where the lack
of opportunity is forcing many young rural people to leave their homes in search of work in overcrowded cities or abroad.

Rapport du Fonds international de développement agricole et du Groupe Banque mondiale pour le Partenariat mondial du G20 pour l’inclusion financière

L’importance des transferts d’argent en provenance et à destination de l’Afrique, qui ont franchi le seuil des 60 milliards d’USD et continuent de croître rapidement, commence légitimement à attirer l’attention au niveau mondial. 

IFAD uses highly concessional loans in an innovative way in the Republic of Macedonia, the Republic of Armenia and the Republic of Moldova. Low-cost refinancing capital makes rural investments attractive and profitable for formal financial institutions and reduces rural poverty by stimulating economic growth.

In the past seven years, IFAD has successfully used refinancing facilities in economies in transition to stimulate investments on farms and in rural processing companies. The facilities have refinanced projects for a total value of over US$50 million in the Republic of Moldova, the Republic of Macedonia and the Republic of Armenia, with an excellent recovery performance. Refinancing operations have proved to be a viable alternative to established modes of financing rural investments through lines of credit and microfinance. And they have encouraged financial institutions to expand their rural networks and start investing in agro-projects from their own funds. 

Despite strong and sustained economic growth over the past two decades, and a considerable reduction in national poverty rates, poverty in rural LaoPeople’s Democratic Republic (PDR) affects 30 per cent of the population. IFAD’s engagement in Lao PDR is guided by a country strategy that focuses on three primary goals: improved community-based access to, and management of, land and natural resources; improved access to advisory services and inputs for sustainable, adaptive and integrated farming systems; and improved access to markets for selected products.

Mexico is an upper-middle-income country with numerous policy initiatives aimed at addressing poverty and improving the well-being of both rural andurban populations. However, the country suffers from low productivity, low levels of GDP growth, and persistent poverty. Poverty is especially high in rural regions: in 2012, as much as 61 per cent of the rural population was categorized as poor (compared with 45 per cent of the total population) after little change over the past two decades.

Tajikistan is the poorest of the former Soviet republics, and 77 per cent of its population lives in rural areas. Rural livelihoods typically depend on subsistence farming, livestock and remittances, with livestock ownership being a key component in income generation and diversification. In poor and remote agroecological regions the production of angora (which is processed into mohair) and cashgora goats often represents the only source of livelihood, particularly for poorer households. However, since the collapse of the Soviet Union, the sector has been constrained by the absence of goat breeding programmes, the limited harvesting and processing skills of small producers, and the lack of access to high-value markets. These factors have had direct impacts on the incomes of poor rural households, and particularly women, in Tajikistan.

Cooperatives play a significant role in the economies of the five countries of EAC. There are more than 30,000 registered cooperatives in the region and the movement employs – directly or indirectly – more than 15 million people. About half of these cooperatives are related to agriculture. Savings and credit cooperatives are also becoming increasingly popular in the region.

This publication is the result of a fruitful and close partnership between the Turkish Ministry of Food, Agriculture and Livestock (MFAL), both at state and provincial levels, and the International Fund for Agricultural Development (IFAD).

Les conclusions de ce rapport s’appuient sur une série d’études et d’enquêtes commandées par le Fonds international de développement agricole (FIDA) et sur des analyses menées par le FIDA à partir de données de la Banque mondiale. Les membres du Mécanisme de financement pour l’envoi de fonds, administré par le FIDA ont contribué au financement de ce rapport, notamment la Commission européenne, le Gouvernement luxembourgeois, le Ministère espagnol des affaires étrangères et de la coopération, la Direction du développement et de la coopération de la Confédération suisse et le Fonds d’équipement des Nations Unies.

With the mounting awareness of the unmet demand for youth financial services and the growing evidence that serving young people is viable, there is also a need to assess and document the implications for rural areas. This toolkit on Youth Access to Rural Finance aims to contribute to filling that gap.
The Lessons Learned and How To Do Note on this topic provide IFAD country programme managers, project design teams and implementing partners with insights and key guidance on designing and offering appropriate financial services for rural youth. The toolkit on Youth Access to Rural Finance synthesizes best practices and offers examples from around the world.  

Although there have been improvements in YFS access, youth are still lagging significantly behind adults in being able to access financial tools. Across high- and low-income countries, young people are less likely than adults to have a formal account. There are even starker differences related to a country’s income level, with 21 per cent of youth in low-income economies having a formal account compared with 61 per cent in upper-middle-income economies (Demirguc-Kunt et al., 2013). 

Even with this data, determining the exact extent of youth access to financial services can be complicated because there is a lack of consistent data and definitions on youth (see Box 3). The lack of data is more limited for rural areas.
While there is some analysis of the urban-rural gap in access to financial services, with those living in cities significantly more likely to have an account than rural residents (Klapper, 2012), there are currently no comprehensive studies with disaggregated data for rural youth.

Depuis son lancement en décembre 2013, PARM oeuvre en faveur d'une meilleure gestion des risques agricoles (GRA) dans les pays en développement, condition essentielle de l’amélioration des moyens d’existence des agriculteurs. 

​IFAD’s mission is to invest in rural people, with the objective of overcoming poverty. Young people have increasingly become a priority target for IFAD as part of the agency’s fight against rural poverty (IFAD, 2014a).

IFAD recently resumed operations in Cuba after more than 20 years. The official launch of the Cooperative Rural Development Project in the Oriental Region (PRODECOR) took place on 30 October 2014.
Given the challenges the agricultural sector faces, IFAD is in a position to serve as one of the country’s strategic partners, contributing to the ongoing modernization process.
Cooperatives in Cuba are key actors in ensuring food security, as they represent 80 per cent of the country’s agricultural production. The Government of Cuba has expressed interest in re-establishing the partnership with IFAD with a view to modernizing agriculture.
This will be achieved mainly through developing non-state smallholder farmer business cooperatives. In this respect, IFAD is well placed to provide technical assistance through its projects to increase the physical, human, social and environmental assets of cooperatives.

In Jordan, the success of a project co-funded by IFAD largely rested on how quickly rural women were able to learn about borrowing money and setting up and running their own small enterprises.

Somalia’s poverty and food security situation remains critical after years of conflict and natural disasters. Since the 1980s, IFAD has supported nine programmes in the country for a total of US$140 million.
There is currently no country strategic opportunities programme for Somalia.

However, the strategic objectives of IFAD interventions in Somalia can be summarized as follows:
• Increase incomes and food security by supporting agriculture and related activities, improving access to water, sanitation and health care, strengthening the natural resource base and building rural financial services;
• Identify and promote pro-poor investment mechanisms in rural areas for dissemination, replication and scaling up; and
• Build the capacity of the diaspora and promote the transformation of people in the diaspora into agents of development through remittances – the portion of their earnings that migrants outside the country send home.

In 2013, IFAD commissioned a study to analyse project management arrangements for market‑oriented smallholder agriculture. As IFAD adapts to the changing development discourse, the organization has focused increasingly on improving Project Management Unit (PMU) arrangements in order to provide more effective and expanded management and technical skills. This review was undertaken to evaluate the effectiveness of PMUs and their alignment with the Paris Declaration principles, as well as to identify lessons or frameworks to guide future project management and implementation arrangements. It investigated five case studies drawn from different regions and types of projects.  

Fort de l’action menée en près de quarante ans dans plus de 70 pays et grâce aux fonds investis dans des initiatives de finance rurale, soit globalement plus de 1,1 milliard d’USD, le FIDA est riche d’une expérience aux multiples facettes et peut compter sur un réseau mondial de partenaires qui travaillent aux frontières de l'innovation et sur des centaines de prestataires de tout ordre prêts à répondre aux besoins financiers des ménages ruraux pauvres qui constituent leur clientèle. La plupart des trois milliards de personnes qui vivent en milieu rural subsistent encore aujourd’hui avec moins de deux dollars par jour. Les défis que représentent les chocs économiques, les pénuries alimentaires et le changement climatique pèsent sur les populations pauvres de manière disproportionnée. En règle générale, les ménages ruraux pauvres n’ont pas accès aux facilités offertes par le secteur financier officiel.

L’avantage comparatif du FIDA réside dans son expérience de travail au niveau local, dans sa compréhension des contraintes auxquelles sont confrontées les populations rurales pauvres, y compris les plus vulnérables, et dans sa capacité à envisager des approches du développement socioéconomique sans exclusive. Le soutien aux organisations rurales de petits exploitants, en vue de favoriser l’autonomisation des ruraux pauvres, fait partie des éléments clés de l'approche du développement adoptée par le FIDA. Les organisations de petits exploitants, lorsqu’elles sont fortes, ouvertes à tous et qu’elles bénéficient d’une large assise, représentent des partenaires importants pour les gouvernements, les ONG, les donateurs et les acteurs du secteur privé à la recherche de nouveaux marchés.

This note highlights the lessons learned in supporting smallholder institutions and organizations. 

This How To Do Note guides design and country teams in conducting an initial analysis of organizations and their capacity development needs at the project design stage. It provides a conceptual framework and practical suggestions and tools to help practitioners systematically collate and summarize information captured during design missions. 

Dans un grand nombre de pays en développement,
le changement climatique fait peser une menace sur la
base de ressources naturelles. Il accélère la dégradation
des écosystèmes et rend l’agriculture plus aléatoire.
Par conséquent, les petits exploitants, qui jouent un
rôle essentiel pour la sécurité alimentaire mondiale,
sont confrontés à des conditions météorologiques
plus extrêmes. Les petits agriculteurs subissent de
façon plus immédiate l’impact des sécheresses, des
inondations et des tempêtes, mais ils sont en outre
touchés progressivement par les effets du changement
climatique, comme le stress hydrique dont souffrent
les cultures et le bétail, l’érosion des côtes due à
l’élévation du niveau de la mer et les infestations
imprévisibles de ravageurs.

Under the 9th  Replenishment, IFAD committed to moving 80 million rural people out of poverty cumulative from 2010 onwards to 2015, and conducting 30 rigorous impact assessments. Hence the urgent need for appropriate methodologies for impact assessment. To respond to this need, a few piloting initiatives have been launched, one of which is the Improved Learning Initiative (ILI) 2. This  initiative  aims  to  develop  a  potentially  scalable  Participatory  Impact  Assessment  and Learning Approach (PIALA) that can help IFAD and its partners collaboratively assess, explain and debate its contributions to rural poverty impact. The PIALA design and piloting is funded by IFAD’s DFID-financed Innovation Mainstreaming Initiative (IMI) and BMGF’s Measurement, Learning and Evaluation Unit in the Agricultural Development Program; and with important contributions from IFAD’s Country Program Offices and partners in the pilot countries (Vietnam and Ghana), and its Strategy & Knowledge Management and Program Management Departments.

This report proceeds from the Global Forum on Remittances held in Bangkok, Thailand in 2013.

The purpose of this Guide is to support institutional and organizational analysis and strengthening (IOA/S) for design and implementation of programmes and projects.
The Guide is designed to be a practical, hands-on set of directions to those needing to answer the following questions: “how to go about doing institutional and organizational analysis? And once I’ve done it, how do I go about using this analysis to promote sustainable institutions and organizations?”

This is intended as a user-friendly Guide, the use of which could help identify strategic partners and key areas for intervention at COSOP level; to deepen the COSOP analysis at the design stage by generating interventions that support sustainable institutions and organizations, and progress
at implementation stage should be easier to monitor and evaluate effectively. 

La ligne de crédit est un prêt consenti à une institution financière participante, qui en rétrocède le produit à ses clients sous forme de prêts assortis d’intérêts. 

Le présent document met en lumière l'expérience du FIDA et de certains de ses partenaires dans le domaine des produits, des services, des méthodes et des approches liés aux FGP. Il aidera le chargé de programme de pays (CPP) du FIDA à mettre en oeuvre les bonnes pratiques basées sur des données factuelles, qui peuvent apporter une contribution à cet axe thématique du FIDA.

La présente brochure met en lumière les raisons justifiant l'utilisation des FGP et examine les différents types d'accords de garantie ainsi que leurs forces, leurs faiblesses et les possibilités qu'ils offrent. Elle résume en outre l'expérience acquise au niveau mondial en matière de FGP. Elle a été rédigée à partir de consultations et d'études sur dossier guidées par les documents sur la Politique du FIDA en matière de finance rurale (2009) et les Outils décisionnels du FIDA en matière de finance rurale (2010). 

Pour réduire la pauvreté, l'un des outils essentiels consiste à ouvrir l'accès au système financier pour ceux qui en sont exclus. Les organisations financières à assise communautaire (community-based financial organizations – CBFO) sont souvent les seules structures disponibles pour fournir aux ruraux pauvres les services financiers essentiels, surtout dans les zones éloignées dépourvues d'infrastructures. 

 Le présent document examine les ICP et les AFP au niveau des institutions financières partenaires. Dans ce contexte, des objectifs clés de performance figurent dans différents documents, tels que plans stratégiques, plans d'activité et, éventuellement, budgets à différents niveaux. En outre, ils peuvent constituer un important instrument d'appui à la gestion fondée sur les résultats.

This How To Do Note highlights the philosophy and rationale for LOCs, focusing on different types of LOC arrangements, as well as their strengths, weaknesses and opportunities. It summarizes global experience with LOCs in order to clearly outline when they should and should not be used. It presents practical aspects of specific approaches, methodologies and models that have been tested and can be recommended for
implementation and scaling up. 

This Lessons Learned note provides practical suggestions and guidelines to CPMs and the country programme management to help them design and implement programmes and projects. 

The purpose of this guidance is to provide CPMTs with some observations based on lessons learned from IFAD and other donors’ projects, as well as from the World Bank Operations Evaluation Department (OED 2006) LOC review that may help in the design of LOCs. 

This How To Do Note helps design teams to improve their understanding of different types of community-based financial organizations and the support structures they need to best serve remote poor rural communities.

This note provides an overview on Loan Guarantee Funds highlighting the main issues, challenges, opportunities and benefits.

La desserte des zones rurales reculées n'intéresse pas les banques du secteur formel, du fait de l'absence d'économies d'échelle, de coûts de transaction élevés et de la conviction que les ruraux pauvres n e constituent pas un marché viable. Les organisations financières à assise communautaire (community-based financial organizations – CBFO) sont souvent les seules structures disponibles pour fournir aux ruraux pauvres les services financiers de base, surtout dans les zones dépourvues des infrastructures élémentaires. 

This note provides an overview on key performance indicators and performance-based agreements highlighting the main issues, challenges, opportunities and benefits.

This note provides an overview on lines of credit illustrating the the key issues and the main challenges, opportunities and benefits.

Key performance indicators (KPIs) can be used in an IFAD-sponsored project to measure performance in a
regular and consistent manner. This note discusses the use of KPIs as well as the challenges associated with it. This discussion is followed by a review of the lessons learned by IFAD and other organizations, and concludes with strategic recommendations for follow-up.

Matching grants (MGs) are used increasingly by multilateral and bilateral institutions, including the International Fund for Agricultural Development (IFAD) and the World Bank, to cofinance productive assets and investments. Although confined initially to investments with clear public good characteristics, their use has spread. They finance a broad array of assets and productivity-enhancing technologies for groups, companies and individuals, benefiting the private sector directly with clear private goods characteristics. MGs are used as a short-term financing instrument to promote diffusion of technologies and enable target groups to carry out productivity-enhancing investments, compensating for the limited availability and high costs of term finance. At times, MGs incorporate a “crowding in” mechanism to attract financiers by sharing the risks and increasing the effective collateral value of the asset being financed. They are also used to support innovations that, by their nature, are more risky and less likely to attract loan finance. Despite their appeal as a relatively simple instrument to address access to finance constraints in the short run, there are several risks, which can limit their effectiveness and impact. When poorly designed and poorly implemented, MGs can distort and crowd out private and public investments. 

The results of the studies highlighted the importance of agriculture as an economic activity to the reproduction of such units all over the continent, and showed that specialized family farmers are the largest group in relation to the total. Moreover, we verified the function of rural residency and the combination of activities and income sources as an important feature of all the countries studied.

This Focus Note introduces some recent developments in this rapidly changing space. The featured case studies (i) identify traditional pain points in serving smallholder farmers (such as the cost and risk of making payments to farmers and delivering subsidized credit), (ii) discuss how DFS are being used to overcome these pain points, and (iii) highlight some initial obstacles and successes.

The objective of this Annual Progress Report is to review the activities of the Platform for Agricultural Risk Management (PARM) during its first year of life or, more precisely, thirteen months since its launch in December 2013.